Light and fast-absorbing, serums make it easier for your skin to absorb and retain moisture. No skincare routine is complete if you ditch this lighter alternative to lotion.
In general, you can use serums at any time of the day, but there are exceptions to that rule. Certain serums are more effective or safer for use at specific times of the day. So before you slather on your favorite hydrating water-based serum, find out if it's better for use at day or at night.
While the COVID-19 pandemic indeed caused tons of troubles worldwide, there are things we ought to learn from the current crisis. The pandemic serves as a painful financial eye-opener for most people. The following are just 3 money lessons from COVID-19 we need to remember.
For many teenagers, budgeting is a gradual study. They learn its importance when their parents are strict about giving them the same amount every week or month or simply unable to provide more. Regardless, the process tends to be a drastic eye-opener: they suddenly find themselves out of lunch money, or a few dollars short for the bus ride home. While these learning experiences are valuable, you can teach them about budgeting beforehand, so they don't have to go hungry at school or be stranded at night.
Parents carry the responsibility of teaching children useful life skills, including budgeting. The earlier you start, the higher the chance that your kids will grow to be responsible spenders.
The key is to make the learning process fun. Financial literacy sounds like a serious topic, but you can find ways to make it fun and engaging for young kids and teens. Here are a few ways to make budgeting entertaining.
For many of us, travel is more than a hobby or a way to experience new things. Travel is often an essential part of meeting the needs of our businesses or making extra money. Unexpected travel emergencies can throw a very costly wrench into our plans, though, making travel less cost-effective and eating up our time and resources in the process. Knowing how to prepare for common travel emergencies beforehand is the best way to save our money, time, and sanity when we hit these bumps in the road.
There is always a chance of getting lost or stranded when you are traveling somewhere new. The bigger risk is being lost or stranded without the means to contact help. The best way to prepare for this possibility is to give at least two people a copy of your itinerary or, if you are traveling with a more general schedule, let two people know about your plans for the day. Check in with these people regularly. If something happens to you, these individuals will be aware of where you were and where you were supposed to be, so they’ll be able to contact help right away.
Having your car break down or getting a flat tire is always frustrating and can be extremely expensive. Before going on long car trips, take your vehicle in for an inspection. Taking care of minor fixes while the car is still running is always cheaper than needing to do major repairs later. Investing in a good roadside assistance package is another way to be sure you have a backup plan in the case of these and other minor roadside issues, such as a battery dying or locking your keys in your car.
Keeping your valuables like your phone, computer, or wallet safe is crucial during travel, but it’s good to have a plan for if your best efforts fail and your things get stolen. It’s a good idea to record the essential information about your devices, such as the serial number and IEMI number, somewhere where you can access them. Setting up tracking for your phone and laptop before you leave will also increase the likelihood of being able to recover them if they are stolen or misplaced.
But it’s more than the objects that are vulnerable to theft. Having a plan in place to protect from identity theft is also important. Consider reducing the number of important cards in your wallet when you travel, and familiarize yourself with how to remotely wipe your phone and laptop before you leave, just in case you need to clear your devices.
Travel can become expensive, but expenses drastically increase when you factor in travel mishaps. By taking precautions and knowing how to prepare for common travel emergencies before you have them, you minimize their financial impact and ensure your trip goes far more smoothly.
Saving is key for long-term financial success and stability. Changing times with COVID-19 makes the need to save more important than ever. Whether you are a veteran saver or a younger newbie looking to start a nest egg, look no further than these four simple tips. Your wallet will thank you!
There are many people who are wondering how they can reduce the overhead costs for the business. One of the best ways to do exactly that is to invest in managed IT services. IT professionals such as the team from iuvo Technologies can help businesses keep up with the rapid pace of technological advances. Today, it seems like there are new devices that are coming out every day. It can be hard for someone who is not a specialist in the field to keep up with everything that is happening. There are a few benefits of working with trained IT professionals that everyone should note.
Considering decorative heaters for your space?
As we approach the cold months having a heater tends to come in handy, especially if you are the kind of person who is always cold even under a blanket. Sometimes these heaters are the best choice you can make as they give you the warmth blankets are not able to offer through the cold nights. But this is not all a heater can offer you if you are also looking for something that will take your décor to the next level a heater could do just that.
Think of it as a two in one purchase; it keeps your home warm and adds that extra class to your interior décor. Below are five decorative heaters you could explore.
COVID-19 hit businesses across the country like a punch in the stomach. Overnight, businesses both small and large were told to close their doors. Some were able to transfer their workforce to a remote set up and continue. Small retailers, bars, restaurants, and other businesses weren’t so lucky and have been closed for many months. Restrictions are lifting in pockets around the country and, eventually, we will be back to normal. For the small shops and restaurants that survived, there is a new challenge in bringing customers back. We have some tips on how to bring customers back after COVID-19 and save your business.
Before you open for business again, start teasing it on your website and social media. When you know your reopening date, start putting it on the web. Do this across every channel that you have available so that your message is out there. Start doing blog posts, update your social media accounts daily, buy banner ads and pop-ups—do everything you possibly can. There won’t be time to waste once you open your doors, so make your customers excited about it.
Devise an email campaign for your customers. You have their email address, so use them to your advantage. Your most loyal customers might check your site often but not everyone will be as engaged. An email campaign is an easy way to get the word out and directly into your customer’s inbox. It increases the chance they will see you are open again.
The first place people look is Google. They are looking for information about businesses that are open. Not everyone will open their doors at the same time, so it’s important to update your Google business listing. If yours still says “closed due to the pandemic,” potential customers won’t even click your link. That is the first thing you should be doing and it’s the easiest step.
If you have a brick-and-mortar business, don’t forget to do the obvious thing. Not everything has to be high-tech and web-based. Sometimes, the simplest solution is the easiest one. Put a giant sign in your window that you are open once again. Put one on the roof and put another on the sidewalk. There are various types of outdoor signs for your business; make sure to utilize a number of them. Everywhere and anywhere you are permitted to put signage, do it. Foot traffic and street traffic will see that you are open again and stop in.
Bringing customers back after COVID-19 involves more than just spreading the word. The pandemic affected everyone’s finances, not just your business. People are watching their money closer now more than ever and won’t part with it as readily. Offer an exclusive discount for the first week or so after opening. Entice customers by supporting them in a time of need. Give limited-time subscriber content or deep discounts on your products.
There is no denying that concrete is one of the most popular materials used today. From retaining walls to concrete driveways; it is used in many different settings. This also includes commercial, industrial, and residential environments.
Because of this, there is a lot of misinformation that floats around in the industry. This is why you always need to make sure you work with a reputable concrete company, no matter the task at hand.
Concrete and moisture levels are something that all businesses in the building and flooring industry need to think about especially. However, a lot of building professionals believe they do not need to worry about moisture-related problems, and this is because there are numerous misconceptions about concrete moisture testing. We aim to debunk these myths in this post.
What are the benefits of yoga for the postpartum mom?
Yoga has a variety of benefits for every kind of person, no matter the age, athletic ability, or health. In fact, yoga can even aid in athletic ability and health. Yoga is an ancient system of mental and physical practices and movements that attempts to bring harmony and peace to the mind and body.
Yoga is becoming more widely practiced, and with that, different benefits for different demographics are being discovered. A notable demographic that is being greatly impacted by yoga practices are new mothers.
New moms are under a lot of mental stress as well as physical stress after carrying and delivering a baby; yoga is a great way to aid in both kinds of stress for postpartum moms. Here are some of the major benefits that yoga has to offer for new mothers.