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4 Money Mistakes Everyone Should Avoid

  • November 28, 2017

We have a contributed post here today on money mistakes everyone should avoid. Let us know about your experience in the comments!

Retirement is a bittersweet time. It’s the acceptance that life has taken its toll on you and that you’re ready to slow your life down so you can enjoy the remaining lifespan you have in peace. But like many things in life, it’s completely possible to make mistakes during the planning of this important time in your life.

Contrary to popular belief, retirement isn’t just about sitting in your chair relaxing with a glass of wine and a book. Retirement is surprisingly complicated and there are many different costs and factors involved that cannot be ignored. To give you an idea of how difficult retirement can be, here are some of the financial mistakes people make during their retirement planning that could ultimately ruin their chances of peace and quiet during their golden years. If you don’t want to be working and exhausting yourself during those later years, then you’d be wise to listen to this advice.

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4 Of The Worst Habits That Ruin Your Back

  • November 27, 2017

habits that ruin your back

Hey, check out this contributed post today on the worst habits that ruin your back. Like your mom always said, don't slouch! Sit up straight! And let us know what you think in the comments!


Back pain is so commonplace that it borders on cliche. How many time have you shared a room with someone who’s winced and clutched their back as they’ve had to get out of a sofa or stoop under a low door frame? A lot, right?

Heck, chances are you’ve experienced your fair share of back pain yourself. And the chances are that you just shrug it off… “Meh, it’s just back pain, it’ll sort itself out”. Unfortunately this is often pretty far from the truth.

Back pain rarely comes out of nowhere, and it’s often a sign that something somewhere in your spinal column is not as it should be. Given that we owe so much of our mobility to our spine, we all need to be treating ours a little better.

The trouble is that many of us, by nature of our job or our leisure activities or just plain lack of knowledge, can develop bad habits that really don’t do our backs any favors…

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Roy Halladay’s Example Will Make You Desire To Be Great

I don’t know why this affected me so much.  But it did.  More so than any celebrity death I can think of.  I cried like I lost a member of my family – and I never even met him personally.

The passing of somebody like Roy Halladay affects a lot of us.  Not just for his greatness as an athlete and all-star pitcher.

But as a person.

As a father, I wept for his two sons.  As a husband, for his loving wife.  Never in your wildest dreams do you imagine being taken from this earth so soon and so quickly.  Unfortunately, for Roy, that day came likely when he least expected it.  He was doing something he truly loved: flying.

Halladay for me represented greatness, but not just in baseball.  I admired the guy’s work ethic.  I’m not always the hardest working person out there.  So, seeing somebody – or at least hearing incredible stories about a person – being talented but also hardworking is so rare.

[clickToTweet tweet="'I never gave anything less than my best effort.' - Roy Halladay" quote="'... I never gave anything less than my best effort.' - Roy Halladay"]

It’s nothing short of inspiring.  I mean when somebody beats a guy like Chase Utley, who is talented and hardworking in his own right, to the ballpark each day – that person is truly special.

And Roy was that.

As so often happens, we who aren’t personally connected with someone don’t really know the true affect they have on others until they’re gone.  With a person’s death comes stories and memories that are helpful in comforting us, but may also be something people say to be nice.

I didn’t get that sense with Roy.  Nobody really had a bad thing to say about the guy.  He seemed to be a genuine person and one who was truly devoted to his family.

[clickToTweet tweet="'The purity of the effort matters most.' - @TylerKepner on #RoyHalladay" quote="' ... his legacy, to me, is powerful and instructive in any field: The purity of the effort matters most.' - Tyler Kepner, NY Times writer, on Roy Halladay"]

I usually listen to business podcasts on my drive to and from work.  I try to pick up nuggets of information that can help me with Run The Money.  I try to learn something every day.

But, once I saw the information about Roy’s death, I switched over to Sports Radio WIP on my TuneIn app.  I knew the radio hosts would be taking calls from fans about their memories of Roy.  I did the same thing at home, during the following day on my drive to and from work, and during my lunch break.

"Courage is not being fearless but rather acting in spite of the existence of fear!" - Quote on Roy Halladay's Twitter profile

I cried, but mostly I just listened and smiled.  I loved hearing the stories about what Roy meant to people.  His teammates and coaches.  The Phillies organization.  All of the Phillies fans all over the Delaware Valley and beyond.

Roy was a competitor.

Roy had the best work ethic.

I was at Roy’s no-hitter in the playoffs.

My father and I watched the no-hitter together.  It was the last playoff game I got to watch with my father.

Roy stayed for the entire baseball tournament where he was helping the younger players.

Roy spoke with my young son on the phone after his playoff no-hitter.

Roy was enjoying retirement.

Roy was fierce on the mound.

The effect Roy had on his former teammates was also very telling.

Utley, who was teammates with Roy on the Phillies from 2010 – 2013, posted the following Instagram message:

My heart hurts writing this. I can still remember the first day we met. It was 5:45am on the first day of spring training when I arrived. He was finishing his breakfast but his clothes were soaking wet. I asked if it was raining when he got in. He laughed and said “No I just finished my workout” I knew right then- he was the real deal. Thank you Roy for allowing us to witness what it takes to be the best. We will all miss you.

Cole Hamels called Roy his mentor and had a wonderful tribute to him during a press conference:

Hamels also tweeted the following:

There was also a beautiful piece from Tyler Kepner of the New York Times that really captured who Roy was and left a real impression on me.  Kepner writes:

I learned a lot from Halladay in our interview this spring — how he mastered each of his pitches, how he held them, how he used them to very likely earn a plaque in the Hall. But mostly I learned again that what truly drove him was not the achievement, but earning the opportunity to have it. If he could do that perfectly, he could live with the rest.

Halladay did not live long enough. But his legacy, to me, is powerful and instructive in any field: The purity of the effort matters most.

I have to say that I learned more about how to be a competitor at life, how to master your craft, how to have great relationships, how to let your work speak for itself, and how to love in the last few days listening about Roy Halladay’s effect on people – than I did on countless business podcasts.

He set a great example for all of us at any age.  Showing up isn’t good enough.  Being talented means nothing.

What does matter is prioritizing and being diligent about the work.  Continuing to try to get better each day.  Tuning out the noise and being the first one to get there and the last one to leave.

The only thing more important than that is how you treat people.  Your family.  Your friends.  Your customers (read: fans).  Your employer.  Your vendors.  Anybody who comes in contact with you – are they better off having met you and interacted with you that day?

That’s the legacy that matters here.  My prayer is that his sons – and all of us really – use Roy’s life as an example of how to be better each day.

That’s how we all can become great.

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How Becoming A One-Income Household Can Make You Better With Money

How Becoming A One Income Household Will Make You Better With Money

Hey, Run The Money fans! I have a special treat for you today! We've been featured on the Forbes website. Yes, you read that correctly.

I discuss my family's financial decisions and lifestyle adjustments that lead to my wife's leaving her business to become a full-time stay-at-home mother to our son. This took our family from two incomes down to one income.

It was quite a roller coaster of emotions for us leading up to the final outcome. You may have read bits and pieces of our story on here and elsewhere, but this article really brings it together with some actionable tips and advice.


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2017 Great Pumpkin Run: 4 Reasons You Must Join Me on November 4th in Frederick, MD

  • October 27, 2017

2017 great pumpkin run

Have you ever participated in the Great Pumpkin Run?

You know what? It doesn’t matter.  Because either way you have to join me for the Great Pumpkin Run if you’re in the Frederick, MD area on Saturday, November 4th, 2017. The 5K will be held at Crumland Farms, which is close to D.C., Baltimore, and Central PA.

Here are the highlights of why you want to join me for this awesome 5K if you’re in the area.

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Finding the Right Phone Contract for You

phone contract

Hey Run The Money fans, today's sponsored post comes to us from Kim Dawkins.  Enjoy!


Finding the right phone contract can be a minefield these days, but there are certain things to look out for and some tricks that will get you the best deal available, sometimes even better!

The Phone:

The first thing you need to decide is which phone you'd actually like to use. You will know right away if you prefer Android or iOS, this will partially dictate your hardware choice. If you have been using either for a significant amount of time changing now can be daunting.

Visit a shop; I know it's 2017 and we mostly shop online now but go to your local high street or mall and visit the phone shops. You will be able to try the handsets and get a feel for what suits you best. Sometimes in hand comfort can win out over the OS or battery life.

Whilst in the shop they will be trying to sell you the phone, you don't want to purchase it just yet but take a mental note of the offers coming your way as you will need them later.

Outwith Samsung, Android phones will be cheaper to purchase outright. One thing to remember however is that Samsung and Apple hardware will hold it's value better than other brands, assuming you keep it in good condition.

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RTM Nation Insights

  • October 12, 2017

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5 Kids Halloween Costumes That Will Make You LOL

5 Kids Halloween Costumes That Will Make You LOL

Trick or treat? I can't believe Halloween is almost here. It's always one of our favorite holidays and it's so much fun now with kids. Here are some kids Halloween costumes that will make you LOL. I know I did!

There are some great options here for boys, girls, or the entire family. Plenty of costumes to choose from that will fit any budget.

Oh, hey, don't forget the Halloween candy either! Unless, you already bought it in September and ate it all like we did.


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5 Halloween Treat Ideas That Will Make You Scarily Popular

5 Halloween Treat Ideas That Will Make You Scarily Popular

Everyone loves a good Halloween treat, right? I mean forget the tricks. Just give me the treats! With that in mind, here are some deliciously spooky Halloween treat ideas that everyone will be dying to have!

Cue scary laughter in 3, 2, 1 ...


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5 Of the Best Fall Decorations That Will Make Your Neighbors Jealous

  • October 8, 2017

5 Of the Best Fall Decorations That Will Make Your Neighbors Jealous

Don't you just love fall? The changing leaves. The chilly weather. The beautiful landscape. And, yes, the time to have a great time being creative with your interior and exterior decor. Here are a few frugal ideas for your fall decorations that will make your neighbors jealous.

Let us know what you think and how many people ask where you got the idea!


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