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10 Takeaways from the 2017 Hardest Cider Run in Biglerville, PA

  • August 9, 2017

hardest cider run race reviewDo you want do the Hard Cider Run? Well, if you're a fan of challenging 5Ks, a competitive racing atmosphere, awesome runners' swag, and, of course, hard cider -- you've got to do this race. Check out my 2017 Hardest Cider Run race review -- and seriously consider signing up for a race near you.

As I mentioned previously, the folks over at The Color Run reached out to me in June to run in the Hershey, PA Color Run. I happily obliged as it would be the first time I was able to represent Run The Money in person. It also gave me the idea to reach out to the awesome crew at Sour Fish Events and inquire about the Hardest Cider Run in Biglerville, PA.

And let me tell you -- I'm so very glad I did! Working with Chloe to secure my spot and help promote this race and their upcoming Great Pumpkin Runs in Pennsylvania and Maryland has been nothing short of exciting.

But, enough about that. Let's get to the Hardest Cider Run race review. That's why you're here.

Here are my takeaways. Enjoy!

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Boost Your Financial Health with a Smart Investment

  • August 7, 2017

smart investmentMaking a smart investment is about making choices that will not only meet your unique needs in the present, but also ensure you are able to accomplish your financial goals in the future. This will likely be dictated by your personal circumstances that affect the decisions you make. Nonetheless, whether you are saving for retirement, a home or education for your children, it is imperative to have a plan that ensures the healthy growth of your finances. Therefore, before choosing any investment instruments, you need to consider some strategies.

1. Investing principles to consider

a. Know where you are

When looking to make an investment, it is important to consider where you are. For example, if you are approaching retirement, the safest bet will be to invest in risk-free instruments such as certificates of deposits or money market funds. However, these investments only offer dismal returns. On the other hand, if you are not nearing retirement, you can afford to invest in areas that pay higher yields. In addition, you need to figure out if you are investing for the long term or short term. This will help you in aligning your investments according to your needs.

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13 Perfect Gifts for Fitness and Running Fanatics

gifts for fitness and running fanaticsIf you never know what to get people for holidays or birthdays, you may want to consider what their hobbies are. For instance, if you need gifts for fitness and running fanatics in your life, we have some interesting ideas that will make you the gift-giving king or queen! We covered it all. You will definitely be able to find something useful to the runners, cyclists, or yogis in your life. Check out our affiliate links below for more information.

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10 Side Hustles Anyone Can Start Right Now

10 side hustlesI've always been a huge proponent of the side hustle. That's why today I found 10 side hustles I think you're going to love and all you can begin right away.

If you're not particularly a fan of being chained to a desk and/or clocking in and out somewhere, it's a way to begin plotting your escape. On the other hand, if you do like your job, it's a way to supplement your family's income.

Either way, side hustles are a win-win!

Here are 10 side hustles I've found to be particularly interesting. They can all be started today and get you on a path to earning more money! I've also included some of my affiliate links to help you get started right away.

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You’re Killing Your Wealth: 8 Simple Truths Sabotaging Your Finances

  • July 28, 2017

You're killing your wealth. Got it?

Wait. Let me back up.

killing your wealth I wanted to write this post as a list of the top 5 to 10 things you need to do to become wealthy. Then, I realized that writing something like that isn’t going to help anyone. Sure, it’s nice to think about building wealth and day dreaming about how that might look.

But, in reality, most of us aren’t even close to that reality. It’s a pipe dream.

We want to blame the government or our upbringing. Maybe we blame our boss for making us slave away at a job when we rather be building a business. Or, hell, maybe it’s just the fact that we now have a ton of responsibility in terms of mortgages, student loans, credit card debt, and raising a family.

Regardless of what you want the reason to be, you are the reason you're killing your wealth. There, I said it. You are killing your wealth.

Rather than bore you with some long introduction, I’m just going to be frank with you. For whatever reason, I’m in that type of mood as I write this.

So, here it goes.

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What We Can Learn From People with Bad Credit

Do you know people with bad credit? Do you happen to have bad credit yourself?

people with bad creditWe often discuss here the concept of mindset.  Run The Money was founded with the idea that it takes the same degree of discipline, mental toughness, and personal growth to succeed in both personal finance and living a healthy life.

I once saw a blog post or comment (can’t recall the source) that equated being in debt with being overweight.  You’re in the hole with your money and you’re in the hole with your weight.

Well, if that’s the case, then think of your FICO score as your financial weight.  Instead in this case, the higher the better!

In a recent U.S. News and World Report survey of 1,500 people with credit scores under 640, 35% of the respondents said they don't do research before applying for a new card. While this might not be earth-shattering news, it does give a glimpse into the mindset of people with bad credit.

Rather than look for credit cards that charge lesser interest rates or have better terms, they don't do anything. Then again, it's not like those who do any research are hitting it out of the park. U.S. News also found that 60% of people spend "less than an hour researching fees, interest rates and terms and conditions when applying for a new credit card."

WTF? Seriously? No wonder they have bad credit, right?

The survey findings give us a chance to delve into the mindset of these individuals. Bad credit comes from bad habits. So, I think it's important to explore this and see what it can teach.

There's always hope I believe. But, it comes at a price. That price is education, failure, correcting course, and putting in the hard (but very necessary) WORK.

Let's explore this more deeply. Shall we?

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2017 Hardest Cider Run: 5 Reasons You Must Join Me on August 5th in Biglerville, PA

2017 hardest cider run

Have you ever participated in the Hardest Cider Run? How about joining me for the 2017 Hardest Cider Run?

I haven’t had the privilege yet either, but I’ll be there on Saturday, August 5th, 2017 in Bigerville, PA. The 5K will be held at Hauser Estate Winery, home of Jack’s Hard Cider.

Get this – the Hauser course is the HARDEST course in the Hard Cider Run series. We can expect “varying terrains, sloped vineyards, and, of course, ‘The Hill’,” according to their website. Sounds like a fun challenge to me on a Saturday morning!

Oh, I forgot to mention that you can choose between the Standard 5K or the Hungry Apple 5K options. The first one comes without donuts and the second one comes with donuts … at every mile. So, hey, the Hungry Apple option is a great idea especially if you decide to walk part of the course. Get a little sustenance as you continue on the trail!

Well, I got the preliminaries out of the way. Allow me to give you the highlights of why you want to join me if you’re in the Biglerville, PA area.

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Back-to-School Buying Guide: Top 5 Items to Save Money on This Year

Back-to-School Buying Guide

The summer always seems to go by so fast these days. Once the middle of July rolls around, you're probably already seeing the "back-to-school" sales being advertised. As a kid, we all hated this of course. But, as parents today, it's essential to know what's on sale and that's why I put together this Back-to-School Buying Guide (with our affiliate links).

I compiled a list of the top 5 items on your back to school list that should be purchased one time. That's it. Buy it once and these items should last. Well, within reason of course.

According to the National Retail Foundation, families with elementary to high school kids will spend an average of $687 in back to school purchase. Yes, that's right -- $687! That's insane.

While it may not work for every item (I get it, pencils break and kids grow out of shoes), you need to be on the lookout for simple ways to save. And, if it requires a bit of investment now to save money later, do it if you can afford it!

I included links to products from Amazon, Target, and Jet below for your convenience. See which products work for you and let me know how you make out! I want to hear how much you're saving and what your kids enjoyed.

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31 Life Hacks to Save Money Quickly

How would you like to save $1,000 fast?  We are all looking for ways to save more money to fund family trips, our own retirement one day, and the kids' college fund. That's why today I'm sharing some life hacks to save money quickly. These are things we all can do to bring in extra money or stop spending money in certain areas.

life hacks to save money quicklyBefore we dive in, tell me if this sounds anything like you. You’re constantly trying to pay the bills and have just enough to cover the necessities each month.

Your monthly visitor, the credit card bill, loves dropping by or sending you emails to remind you how long you will be BFFs.   Student loans continue to be an albatross around your neck and there really is no end in sight.

Sure, you want to save money and put your family in a better financial position, but every time you get a little momentum, SOMETHING ELSE goes wrong. And it’s … here we go again!

I get it. I know it sucks and I’ve been there countless times.  Heck, Anna and I still run into problems and struggle with our budget.  I’m right there with you and I’m by no means perfect.

That said, I have learned a thing or two about saving, budgeting, and making money. So, let me share some of those ideas, tips, techniques, and methods with you.  This is not an exhaustive list, so if you want to chime in please do so in the comments.

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