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Moving Into A New Property? Do These Things First

  • August 25, 2022

young married couple embracing as they move into a new family home

Because there are so many things to think about when moving into a new property, it is possible to feel overwhelmed by the experience. In most cases, we consider the tasks associated with moving, such as packing and unpacking, to be the only significant obstacles to successfully settling into a new home.

However, the actions you take after you move into a new home have the greatest influence on how quickly you are able to adjust to your new environment.

It is preferable to get everything done perfectly the first time rather than waiting and assuming that you will figure things out later. Understanding your home, being familiar with how it operates, and prioritizing the projects you want to take on are all important aspects of accepting your new position as a homeowner.

Before becoming too comfortable in your new residence, there are a few things that you should think about to ensure a smooth transition, whether you are moving to a high rise city apartment, rambler homes or a tiny cottage in the countryside.

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Steps You Can Take To Help With The Cost Of Living Crisis

  • August 25, 2022

jar of change spilled over

As a result of the rising cost of living, the prices of commonly used items have skyrocketed in recent years. According to the most recent findings, more than nine in ten people are now concerned about the rising cost of living, and 89% have already noticed the effect on their budget.

Customers are particularly feeling the squeeze in their energy and grocery expenditures, and nearly six in ten believe that they will need to change their lifestyle in the coming year to counteract these price rises. Even while adjusting to new circumstances is never easy, this does not mean you cannot live your best life on a limited income.

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Starting A Side Hustle? Don’t Forget These 5 Things

  • August 25, 2022

man starting his woodworking side hustle

Starting a side hustle is a smart decision for just about anyone; generating an extra stream of income is never going to be a bad thing. Whether you use the money to help pay off debt more quickly, to allow you to make more savings or just to have an alternative source of money to turn to if needed, a side hustle is the perfect way to do this.

It allows you to build your skills doing something you enjoy, and is something you could do in your spare time outside of your regular working hours. But before you get started, here are five things to consider to ensure you’re ready to get going and are following the law. 

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How To Prepare for the Business Loan Application Process

  • August 24, 2022

How To Prepare for the Business Loan Application Process

Small business loans are a popular and reliable source of funding for startup companies and mom-and-pop shops. The SBA (Small Business Administration) is an institution that helps business owners connect with lenders who can offer helpful and manageable loans. There is also a wide variety of alternative lending options, each with its own benefits.

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The Best Financial Advice For Today’s Generation of Adults

  • August 22, 2022

young couple taking a selfie

The best financial advice for today's generation of adults is simple: make your finances work for you. Focus on saving for retirement, paying off debt, and investing in high-interest savings accounts. By following these financial tips, you can make the most of every paycheck, just like Nicholas Sheumack would. It's never too late to make smart financial choices! If you haven't started saving for retirement yet, read on for some tips.

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How To Effectively Increase Your Earnings As A Teacher

  • August 19, 2022

male teacher in front of high school class

Teaching is a career like no other, as it is less of a job and more of a vocation.

Not everyone can be a teacher.

Working in a classroom and teaching kids requires high levels of patience, understanding, and an ability to communicate effectively, in addition to having the required knowledge to teach in the first place. No matter how much you like your teaching job and how passionate you are about education, the chances are you have wondered at some point whether there are easier ways to make a living.

There is no doubt teaching is not easy, but one of the things most teachers struggle with is the amount they earn in exchange for working in this stressful, demanding role. If you currently work as a teacher but have found the recent increases in the cost of living have impacted your family finances, you may be looking for ways to boost your income.

Read on to find some practical ideas on how you can effectively increase your earnings and make a better living from your teaching knowledge and experience.

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Navigating The Cost Of Living Crisis

  • August 19, 2022

man holding a pile of coins

It’s not the happiest subject, but it’s one that we’re all having to face right now. Many countries across the world are going through a cost of living crisis. This is when we experience a fall in ‘real’ disposable incomes (the amount that we have to spend after inflation, after taxes and after benefits) that is being caused by high levels of inflation outstripping wage and benefit increases.

In short, we’re earning the same amount we did a few years ago, but the cost of near enough anything has gone up and we’re struggling to keep up. Many people, at this point, are finding that they just don’t have enough to get by and are at a loss as to what to do in order to keep afloat.

Nobody wants to sink into debt right now, as few people have realistic and manageable means of getting out of it. Sure, times are hard right now and there might not be a fair or reasonable answer to everything, but here are a few things that you can do to help yourself navigate this situation a little more easily.

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Budgeting Hacks for People New To Adulting

  • August 19, 2022

young adult man smiling

As a young adult, you are probably just starting to get used to handling your own finances. It can be tricky to learn how to budget appropriately and even more challenging to stick to a budget that works for you. Even if you have never had to budget before, there are a few key things you can do to get started on the right foot.

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4 People You Need on Your Side as a Business Owner

  • August 18, 2022

business people working together

As a business owner, you have a lot on your plate. From making sure the bills are paid to marketing your business, there never seems to be enough time in the day. But what many business owners don't realize is that they are not alone in their journey. There are four people who can help you succeed - and it's essential to know who they are and how to work with them. This blog post will discuss the four people you need on your side as a business owner and how to utilize their skill sets!

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