2 Awesome Ways To Better Understand Money

I have a great contributed post for you today on how to better understand your money. It's for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

how to better understand your money

You have enough money to pay the bills and put food on the table, and maybe, you can even afford a holiday - but after that, there isn’t much money left over.

If you can relate to this, don’t worry. More than half of Americans have less than a thousand dollars in their saving accounts, indicating that millions of people in the U.S. struggle with money. This makes finance seem like a difficult subject that is hard to understand, but in reality it isn’t too difficult to achieve financial success.

From learning how to budget to figuring out investing, here’s exactly what you need to do right now to improve your financial success.Read more

Is Being An Adult A Nightmare?

  • November 30, 2017

This is a rather straightforward, tough talk style contribution today on being an adult in today's world. Since it's for informational purposes only, please make sure to consult a financial professional before acting on any advice. Got it?

being an adult

Learning to "adult" in this day and age really is a nightmare.

As soon as you hit 16, most parents expect you to get a part time job whilst you’re at school. From there, life just goes downhill in pretty much every way. To begin with you have school, socializing, family life, and work to deal with. Unless you’re a privileged and your parents supported you until you left college.

Then, as you become an adult, you’ll realize life just keeps getting harder. You have to try and manage bills, family life, socializing, and work, but you’ll suddenly realize that doing all of that was much easier when you were working at 16.

Not only do we have to go through all of this, there’s so many other issues we face as we get older as well. This article is going to explore a few of them.Read more

4 Tips That Will Make You Set Better Goals

  • November 30, 2017

Here's an interesting contributed post on successful goal setting. Thought this one might stir up some conversation. Love to hear your thoughts in the comments.

successful goal setting

We all have goals -- be it in career, finance, or even happiness. Of course, we're all aware of making these long-term goals, but are they good for you, and are they better for you than making short-term ones?

While we can start to prepare things now so that we enjoy the benefits of retirement and old age safe in the knowledge that we've done everything we can during our formative years, can we benefit more from short-term goals rather than long-term ones? This brings to mind the age-old adage of living your life, as opposed to incessantly making lists.

So, when we think about the aspects of planning our lives, is this a self-enforced sense of rigidity, rather than taking life step-by-step, and actually enjoying it? Let's try and answer the question.Read more

5 Great Races You Need To Run This Year

  • November 29, 2017

top west coast races

Whatever level you are as a runner, there are races you would do no matter what. Aside from training for your 5Ks, 10Ks, half marathons and marathons, you run some races just because it's fun and you love the atmosphere. Even the most experienced marathoner will run a 5K he or she likes just for the pure enjoyment of it. With that in mind, I compiled a list of the best West Coast races.

Basically, these are races I think you'll want to add to your running bucket list. I'd love to know your thoughts in the comments.Read more

4 Reasons You Need To Bike To Work

Check out today's contributed post on why you need to bike to work. Let us know your thoughts in the comments.

cycling to work

Biking to work is something you may not have considered before. After all, you don’t have much time in the morning, and starting your day off with a bike ride may not be terribly appealing. Nevertheless, there are many reasons why you should consider biking to work, as you will discover below.

Health Benefits

There is only one place to begin, and this is with the health benefits that are associated with biking to work every day. Of course, you will benefit from a great cardio workout, which will keep your fitness up and help you to maintain a healthy weight. Not only this, but biking will tone and strengthen your muscles, as well as improving your cardiovascular function. There is also evidence to suggest that biking can reduce the risk of cancer while also acting as an effective treatment for arthritis.Read more

3 Vitamins That You Need For Healthy Living

We have a great contributed post here that I think you'll enjoy on things you need for healthy living. Let us know your thoughts in the comments!

things you need for healthy living

Let's face it -- we are all sufficiently lacking in the essential nutrients nowadays. With the amount of processed foods readily available to us, the temptation to go to the supermarket and pick up a microwave meal overrides everything else now.

And, it's thoroughly understandable. It's easier to do and we don't have to think about it, meaning we can focus on the things in life that actually matter.

So, even though we are supposedly eating better and living longer, diabetes is at an all-time high, and the rates of cancer have increased gradually over the years, and our lifestyles are getting worse.

So, what is the solution for us to help maintain a healthy diet in spite of these circumstances?

The answer lies in your bathroom cabinet. Supplements are something that people can rely too heavily upon, but if you pick the right ones, you can see an improvement to your overall health, so let's have a look at what supplements you should have. Read more

4 Money Mistakes Everyone Should Avoid

  • November 28, 2017

We have a contributed post here today on money mistakes everyone should avoid. Let us know about your experience in the comments!

https://www.runthemoney.com/actionable-tips-to-help-you-save-enough-money-for-retirement/

Retirement is a bittersweet time. It’s the acceptance that life has taken its toll on you and that you’re ready to slow your life down so you can enjoy the remaining lifespan you have in peace. But like many things in life, it’s completely possible to make mistakes during the planning of this important time in your life.

Contrary to popular belief, retirement isn’t just about sitting in your chair relaxing with a glass of wine and a book. Retirement is surprisingly complicated and there are many different costs and factors involved that cannot be ignored. To give you an idea of how difficult retirement can be, here are some of the financial mistakes people make during their retirement planning that could ultimately ruin their chances of peace and quiet during their golden years. If you don’t want to be working and exhausting yourself during those later years, then you’d be wise to listen to this advice.Read more

4 Of The Worst Habits That Ruin Your Back

  • November 27, 2017

habits that ruin your back

Hey, check out this contributed post today on the worst habits that ruin your back. Like your mom always said, don't slouch! Sit up straight! And let us know what you think in the comments!

*****

Back pain is so commonplace that it borders on cliche. How many time have you shared a room with someone who’s winced and clutched their back as they’ve had to get out of a sofa or stoop under a low door frame? A lot, right?

Heck, chances are you’ve experienced your fair share of back pain yourself. And the chances are that you just shrug it off… “Meh, it’s just back pain, it’ll sort itself out”. Unfortunately this is often pretty far from the truth.

Back pain rarely comes out of nowhere, and it’s often a sign that something somewhere in your spinal column is not as it should be. Given that we owe so much of our mobility to our spine, we all need to be treating ours a little better.

The trouble is that many of us, by nature of our job or our leisure activities or just plain lack of knowledge, can develop bad habits that really don’t do our backs any favors…Read more

Roy Halladay’s Example Will Make You Desire To Be Great

I don’t know why this affected me so much.  But it did.  More so than any celebrity death I can think of.  I cried like I lost a member of my family – and I never even met him personally.

The passing of somebody like Roy Halladay affects a lot of us.  Not just for his greatness as an athlete and all-star pitcher.

But as a person.

As a father, I wept for his two sons.  As a husband, for his loving wife.  Never in your wildest dreams do you imagine being taken from this earth so soon and so quickly.  Unfortunately, for Roy, that day came likely when he least expected it.  He was doing something he truly loved: flying.

Halladay for me represented greatness, but not just in baseball.  I admired the guy’s work ethic.  I’m not always the hardest working person out there.  So, seeing somebody – or at least hearing incredible stories about a person – being talented but also hardworking is so rare.

[clickToTweet tweet="'I never gave anything less than my best effort.' - Roy Halladay" quote="'... I never gave anything less than my best effort.' - Roy Halladay"]

It’s nothing short of inspiring.  I mean when somebody beats a guy like Chase Utley, who is talented and hardworking in his own right, to the ballpark each day – that person is truly special.

And Roy was that.

As so often happens, we who aren’t personally connected with someone don’t really know the true affect they have on others until they’re gone.  With a person’s death comes stories and memories that are helpful in comforting us, but may also be something people say to be nice.

I didn’t get that sense with Roy.  Nobody really had a bad thing to say about the guy.  He seemed to be a genuine person and one who was truly devoted to his family.

[clickToTweet tweet="'The purity of the effort matters most.' - @TylerKepner on #RoyHalladay" quote="' ... his legacy, to me, is powerful and instructive in any field: The purity of the effort matters most.' - Tyler Kepner, NY Times writer, on Roy Halladay"]

I usually listen to business podcasts on my drive to and from work.  I try to pick up nuggets of information that can help me with Run The Money.  I try to learn something every day.

But, once I saw the information about Roy’s death, I switched over to Sports Radio WIP on my TuneIn app.  I knew the radio hosts would be taking calls from fans about their memories of Roy.  I did the same thing at home, during the following day on my drive to and from work, and during my lunch break.

"Courage is not being fearless but rather acting in spite of the existence of fear!" - Quote on Roy Halladay's Twitter profile

I cried, but mostly I just listened and smiled.  I loved hearing the stories about what Roy meant to people.  His teammates and coaches.  The Phillies organization.  All of the Phillies fans all over the Delaware Valley and beyond.

Roy was a competitor.

Roy had the best work ethic.

I was at Roy’s no-hitter in the playoffs.

My father and I watched the no-hitter together.  It was the last playoff game I got to watch with my father.

Roy stayed for the entire baseball tournament where he was helping the younger players.

Roy spoke with my young son on the phone after his playoff no-hitter.

Roy was enjoying retirement.

Roy was fierce on the mound.

The effect Roy had on his former teammates was also very telling.

Utley, who was teammates with Roy on the Phillies from 2010 – 2013, posted the following Instagram message:

My heart hurts writing this. I can still remember the first day we met. It was 5:45am on the first day of spring training when I arrived. He was finishing his breakfast but his clothes were soaking wet. I asked if it was raining when he got in. He laughed and said “No I just finished my workout” I knew right then- he was the real deal. Thank you Roy for allowing us to witness what it takes to be the best. We will all miss you.

Cole Hamels called Roy his mentor and had a wonderful tribute to him during a press conference:

Hamels also tweeted the following:

There was also a beautiful piece from Tyler Kepner of the New York Times that really captured who Roy was and left a real impression on me.  Kepner writes:

I learned a lot from Halladay in our interview this spring — how he mastered each of his pitches, how he held them, how he used them to very likely earn a plaque in the Hall. But mostly I learned again that what truly drove him was not the achievement, but earning the opportunity to have it. If he could do that perfectly, he could live with the rest.

Halladay did not live long enough. But his legacy, to me, is powerful and instructive in any field: The purity of the effort matters most.

I have to say that I learned more about how to be a competitor at life, how to master your craft, how to have great relationships, how to let your work speak for itself, and how to love in the last few days listening about Roy Halladay’s effect on people – than I did on countless business podcasts.

He set a great example for all of us at any age.  Showing up isn’t good enough.  Being talented means nothing.

What does matter is prioritizing and being diligent about the work.  Continuing to try to get better each day.  Tuning out the noise and being the first one to get there and the last one to leave.

The only thing more important than that is how you treat people.  Your family.  Your friends.  Your customers (read: fans).  Your employer.  Your vendors.  Anybody who comes in contact with you – are they better off having met you and interacted with you that day?

That’s the legacy that matters here.  My prayer is that his sons – and all of us really – use Roy’s life as an example of how to be better each day.

That’s how we all can become great.

How Becoming A One-Income Household Can Make You Better With Money

How Becoming A One Income Household Will Make You Better With Money

Hey, Run The Money fans! I have a special treat for you today! We've been featured on the Forbes website. Yes, you read that correctly.

I discuss my family's financial decisions and lifestyle adjustments that lead to my wife's leaving her business to become a full-time stay-at-home mother to our son. This took our family from two incomes down to one income.

It was quite a roller coaster of emotions for us leading up to the final outcome. You may have read bits and pieces of our story on here and elsewhere, but this article really brings it together with some actionable tips and advice.

READ OUR FORBES FEATURE ARTICLE & LEARN HOW TO DO IT ON ONE INCOME!

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