How Best to Budget When Traveling for Business

  • December 20, 2017

I have a great contributed post for you today on saving money while traveling for business. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

traveling for business

Traveling can be very expensive, whether you are traveling for business, or for pleasure, but here are ways which you can budget to ensure you are getting your money's worth. You don’t have to break the bank to have a great traveling experience, and often companies up the prices to get the most of of tourists and travelers alike.

Read on to find some great ways to budget and save money, so you can spend your money elsewhere. There are some great ideas here to get you started, and these are methods you can use over and over again to ensure you get a great deal each time.Read more

6 Ways To Improve Your Family’s Finances in 2018

  • December 20, 2017

I have a great contributed post for you today on how to improve family finances. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

improve family finances

Spoiler alert: the busy and expensive festive period is likely to leave your finances looking a little more fragile than you’d ideally want.

However, January 1 signals the start of a fresh chapter and is the perfect time to upgrade your life with New Year’s Resolutions. Frankly, bolstering your family’s financial health should be top of the agenda.

In truth, this is a goal that millions of people shoot for every single year. Unfortunately, the vast majority fail to make any noticeable difference to their financial health. This is commonly due to a failure to cover all the bases. A thorough and comprehensive approach is the only way you’ll truly achieve those aims in 2018 and beyond.

Focus on each of the points below, and you should be just fine. Read more

Understanding The Worst C Word In The World

Today, we have a very informative piece on understanding cancer. I appreciate all of the contributed posts we receive, but I do want to point out that the author of this post is not a health care professional and neither am I. This article is strictly for informational purposes. Only health care professionals and doctors can give you advice on these types of matters. So, please take what you learn here and ask them about it. OK?

understanding cancer

If you were to poll people about the worst word to hear from a doctor cancer would definitely be at the top of the list. It’s a word that we all fear because for many it is linked almost unquestionably with suffering and even death.

But is cancer something we should automatically fear or is it something that has been built up over the years? Is the diagnosis horrifying or something that we can come to terms with? Is the hope on the horizon for cancer sufferers and is there anything that you can do to reduce the chances of you getting the disease?

These are some of the questions that we aim to answer today and along the way we’re going to explore some of the investments that might be beneficial whether the disease is experienced by your family or not.

But, let’s start with the big question.

How Common Is Cancer?

Recent research has suggested that by 2020, one in two people will develop some kind of cancer and this should tell you why it is so important that we come to terms with the condition. The chances of someone developing a type of cancer will soon be 47 percent.

In 2016, there was 1.6 million diagnoses of cancer in the US alone, and it is worth pointing out that not every case of the diseases will be diagnosed. Many types of this disease come with no symptoms at all and therefore are often very difficult to get a diagnosis.

Unfortunately, then it does seem as if the condition is increasing and becoming more common. Nearly half of us will receive a cancer diagnosis in our lifetime, and it just isn’t something we can ignore anymore.

You might recall that it used to be one in three, but it is important to realize that there hasn’t been a sudden jump in the cases of the disease. Rather, this new estimate has come from a different way of measuring the cases. Still, the new research does point to a slow increase in the disease, and it is worth looking into why this is.

The primary reason for the increase in a number of cases is actually due to medicine and health. In the developed world at least, people are living for longer than they used to and the average life expectancy continues to climb. Most life expectancy rrates across the world in developed countries are over eighty and even though the USA is trailing in the high seventies that is still considerably higher than it used to be.

Even though that sounds like great news, this is the reason for more cancer diagnoses and the modern prediction of how prevalent it will become. This brings us to the next crucial question.

Who Is Most At Risk of Developing Cancer?

Based on the news media and even entertainment media, you might think that cancer is equally spread around population demographics, but that’s not true. It’s arguable that campaigns for funding of cancer charities focus on the young because this is more tragic but the reality is that it’s far more common for the elderly to develop cancer.

In fact, over seventy percent of cases of cancer are experienced by people over the age of seventy. As such, age can be recognized as the most prevalent cause of the condition. With a growing elderly population, this is another reason why everyone needs to have a better understanding of the disease.

It’s also worth knowing that some of the most common causes of cancer are some with the best survival rates. Testicular cancer is the most common form of cancer, and the survival rate is ninety-eight percent. This is why it is so important that you do check for lumps and bumps. Found early and the prognosis can be very good indeed.

Malignant Melanoma is another common cancer with an excellent survival rate. Found within one year, there is a ninety percent chance of survival for cancer patients. Breast cancer is still high, and ninety-six percent of those diagnosed with cancer will survive if they receive treatment in a year. However, after ten years the prognosis drops off significantly.

This is another important aspect to understand about cancer. If you are diagnosed early then, it significantly increases your chances of survival. In fact, in some cases getting diagnosed in year one could increase your chances by up to twenty-five percent. Perhaps then, we should explore some of the ways to increase your chances of surviving a cancer diagnosis.

Beating Cancer

The good news is that evidence shows that more people than ever are beating their cancer diagnosis. Perhaps there was a time when cancer would be a death sentence, but that’s not true anymore. Half the people diagnosed with the disease will live beyond ten years.

According to researchers and medical developers, the trick to beating cancer these days is focusing on the individual aspects of the disease rather than the tumour itself. In fact, after initial treatment fails as it will in ninety-five percent of cases, medical professionals then move onto treating the disease on a molecular level.

Essentially, each type of the disease has a molecular structure that is different for each individual patient. By focusing on this treatment, each patient can be treated individually and based on their specific case rather than the disease itself. This has been shown to result in a far more beneficial diagnosis.

Of course, treatment like this isn’t cheap, and as such you do need to make sure that you are on the right health coverage plan. Be aware that some health insurance policies do not include treatment for cancer so you will want to check this with your health provider. Due to the increased chance of developing the disease if you have health coverage you need to make sure you get treatment for this condition.

Though it’s certainly true that the biggest impact on survival rate is still age. Generally speaking, the older you are, the worse the prognosis is.

Advanced Treatments And Research

Aside from this, it is useful to know that treatments for cancer are developing every day and there is always new research into different cases of the condition. This is why the prognosis for cancer has improved as the disease has grown more common. Companies like Hera Bio Labs are using advanced methods such as xenografts in mice to explore what impacts the disease and how it can be treated.

As well as this, there are research studies right now at both animal and human testing stages with a new medicine that could prove to be very effective at treating the condition. While there’s no guarantee, the best chance of beating a cancer diagnosis is often to get accepted on an advanced clinical trial. Patients can speak to a medical provider about this possibility or conduct their own research. Contacting medical companies can be your best chance of getting a part in a clinical trial.

The issue with clinical trials is that you could end up in the placebo group, so there’s always a fifty-fifty chance on whether or not you receive treatment for the condition. It’s coin toss odds, but it is certainly better than nothing.

Causes Of Cancer

Many researchers have tried to pinpoint the causes of cancer, and some are more clear than others. For instance, there is overwhelming research that shows evidence smoking is linked to the development of lung cancer. But others are less clear. Some evidence suggests that sitting for long periods through the day can increase your chances and others have provided support that processed meats and other foods could be a factor to consider.

Of course, skin cancer can be caused by exposure to the sun, but you might not realize that it doesn’t even need to be a sunny day for this to happen. In fact, UV rays can damage your skin on a day where the sky is overcast, and this is why many researchers advise that you always wear sunscreen.

Many people argue that eating well, exercising regularly and avoiding dangerous substances like alcohol and nicotine gives you your best chance at avoiding cancer completely. That is why you should make sure that at least a portion of your finances is spent on buying good food and physical activities. Basically, a gym membership and organic food could be the best financial investments for your health.

It is, however, worth noting that living healthily is not going to protect you from the condition completely. There are many people who look after their health and still develop the disease whether they are in their thirties or seventies. This is because that there’s a lot about cancer that is still a mystery and some causes are either unknown or unproven.

While a diagnosis of cancer is still going to be frightening hopefully this article provides information and context into a condition that half of us will develop at some point in our life.

Just Passed Your Driving Test? Here’s What You Need To Do Next!

  • December 19, 2017

Today's contributed post discusses those among us who decided to put off getting your driver's license and now need to get auto insurance. It’s for informational purposes only, so please consult a financial and insurance professional before making any decisions. Got it?

getting your drivers license

Whether you booked driving lessons the second you were old enough, or waited until later in life to get behind the wheel, learning to drive is a huge achievement. There’s nothing quite like hearing your examiner give you the good news, and to know that all of your months of hard work has finally paid off.

Driving gives you independence like nothing else- being able to get from one place to another without having to rely on public transport or other people to give you lifts is incredibly freeing. It’s just something that will make your life better overall.

However being a car owner doesn’t come cheap, and so if you’re just passed your test you might be wondering what to do next from a financial perspective. Here are some ideas!Read more

4 Tips That Will Make You Better With Money

  • December 18, 2017

I have a great contributed post for you today on year-end financial planning. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

year end financial planning

With the end of the year in sight, it might be the time to assess your financial situation to see how things have gone this year. Did you set and stick to a budget this year? Have you managed to save money?

When you take stock of what you have or haven’t done, then it can be helpful when making a plan for how you want the next year to financially go. So here are some steps you can take to give your finances an assessment.Read more

3 Money Hacks You Really Should Know

  • December 18, 2017

I have a great contributed post for you today on understanding debt. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

understanding debt

Debt is the kind of four letter word that is taboo with most people. We shrug it off, pretend it isn’t there and deny all knowledge and yet you know that you aren’t sleeping at night because you need to find a solution.

Worrying isn’t going to help you here. Instead, you need to focus your energies on understanding debt and how you can make it work in your favor. Tackling any issue head on is the best way to go about solving it, so stop burying your head in the sand and make a plan.Read more

3 Things That Stop You From Paying Off Debt

  • December 18, 2017

I have a great contributed post for you today on knowing what's stopping you from paying off credit card debt. It's for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

stopping you from paying off credit card debt

It’s very easy to get into debt, but getting out of it is a different story. You can get yourself into debt in just a couple of months but paying it all off can take years. It means cutting down on costs and making some big lifestyle changes to find the extra money to make repayments.

Unfortunately, that’s not always enough. Even when you’ve found the money to make the extra payments there are still obstacles that stop you from paying it off.

If you aren’t prepared for these challenges you’ll be stuck in that hole forever.Read more

7 Important Tips For Buying Property Overseas Safely

I have a great contributed post for you today on buying property overseas. It's for informational purposes only, so please consult a financial, real estate, and legal professional before making any money decisions or buying property. Got it?

buying a home overseas

If you are thinking about buying a property in another country, there is a lot that needs to be considered. This can be a bit of a daunting and overwhelming process, and it’s not something that should be rushed into.

We have all heard about the horror stories regarding people that have bought a house overseas without doing their research, only to end up with a nightmare scenario on their hands. Never assume that property laws are as stringent as they are in your home country.

Of course, this is not said to put you off the idea: simply to ensure that you do the required research. Below, you will find some valuable information to help you get started.Read more

Dealing With Family Health Problems: 5 Things You Should Know

  • December 16, 2017

I have a great contributed post for you today on dealing with family health problems. It's for informational purposes only, so please consult financial, medical, and legal professionals before making any decisions. Got it?

I have a great contributed post for you today on finances for different people in a relationship. It's for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

When a member of your family is forced to deal with the stress and difficulty of a health problem, it affects everyone around them too. If you find yourself in that kind of situation, finding ways to deal with it and doing your best to help them will be what you’re most focused on getting right.

That’s understandable, but there are some helpful things you should know and do if you’re going to deal with this situation in the best way possible.

Know the Facts

First of all, you’re going to need to understand the facts relating to the illness of the person in your family. Only when you have a good understanding of what they’re going for and what they’re experiencing will you be able to help them properly.Read more

3 Things You Should Know About Making Money Online

  • December 16, 2017

I have a great contributed post for you today on knowing your money options. It's for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

knowing your money options

Seeing as we believe financial and physical health goes hand in hand, this is one of the most important things for you to consider! Simply knowing what you can do when you’re down and out can instantly improve a symptom you’re feeling or the mood you’ve found yourself in for the past few weeks.

Let’s take a look at what you can do if you end up in a situation like this.

Starting Off with Context

Taking stock of the finance world and changing your perception of it is the best idea to start off with. Thankfully, the modern world has a lot more for us to delve into than any time in the past; technology always wins.Read more

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