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Category Archives for Manage Your Money

The Benefits of Investing in Precious Metals

  • October 28, 2020

The Benefits of Investing in Precious Metals

People use phrases such as “good as gold,” “my word is gold,” or “the gold standard” to denote a level of integrity beyond dispute. Like so many proverbs and idioms in the English language, these are rooted in history: for centuries, gold was the standard by which all value was measured. To this day, gold, silver, and platinum—the big three precious metals—continue to act as investment choices for those who desire something more real than what’s written on a piece of paper. Here are some of the benefits of investing in precious metals.

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Qube Money: Future of Cash Envelope Budgeting

  • October 22, 2020

qube money cash envelope

Looking for an app that makes money management easier?

Enter Qube Money.

Qube Money helps you to start giving your money purpose--right from your phone. Let's explore what makes this app an important part of your budgeting and saving repertoire.

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Tips To Minimize Freight Damage

  • October 6, 2020

Tips To Minimize Freight Damage

Transporting products and keeping your customers happy is part of business. In order to do that, you need to protect your shipments from the perils of transportation. Shipping companies and drivers don’t intend to break pallets and damage merchandise, but it happens. Being proactive and using some tips to minimize freight damage will go a long way toward mitigating those risks.

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How to Avoid Paying Full Price on Many Everyday Items

  • October 5, 2020

How to Avoid Paying Full Price on Many Everyday Items

Want to avoid paying full price on things?

Spending money is an essential component of life in this world. You need shelter, clothing, energy, water, and food, all of which costs money. Aside from running away to live in a remote part of the world, you can’t escape from these financial responsibilities, but you can find ways to cut down your spending in many areas, including at home.

Using some savvy techniques you can find savings and discounts on just about everything you’ll regularly spend money on. Here are some of the best.

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How To Use Money Management Tools The Right Way

  • October 5, 2020

How to Use Money Management Tools the Right Way

What money management tools are you interested in using?

So many blogs and articles about getting your household finances together focus on using money management apps to get on track and stay organized. Software like Quicken and Mint have pre-made templates for budgets and have handy tools for calculating cash flow, taxes and other elements of personal finance. These tools are popular because they are helpful — but they are only helpful if you know how to use them the right way.

Money management software is functional, but it isn’t foolproof. Here are some ways to use these tools to ensure your household finances get better, not worse.

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Can You Get No Credit Check Loans?

  • October 5, 2020

No Credit Check Loans

Trying for a no credit check loans to help with a financial difficulty?

Having a low credit score can be quite a problem, especially if you’re looking for financing options. Legitimate lenders will not grant loans without having a fair idea of your credit capabilities.

This means they’ll prefer extensive credit checks before giving any loans or mortgages.

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Getting Monthly Budget On Track: Online Payday Loans For Bad Credit & More

  • October 4, 2020

Getting Monthly Budget On Track

The pandemic has made life tough, not just because it exposes you to the risk of the virus but also the financial challenges it has brought. Amid the shutdowns, pay cuts, and job losses, keeping your monthly budget on track may be a big concern right now. But that’s something you absolutely need to manage through the crisis, which is probably here to stay. Still, there are ways you can get through, with online loans, smart planning, side hustling for extra income, and more. Let us explain what you need to know about online payday loans for bad credit and other budget correction hacks. Being aware of your options will surely help you get through the tight spot.

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Your Money: How Long Will It Last?

  • September 29, 2020

your money

The coronavirus pandemic taught us a valuable lesson:

You need to expect the unexpected--especially when it comes to your money.

In fact, it may not surprise you to know that 50% of Americans would experience financial trouble if they had to cover an emergency expense of $1,000 or more. That's according to a Charles Schwab Financial Literacy survey.

Pandemic and emergency expenses aside, money management is a real problem for us Americans. So, what do we do? Below, we have a few key tips you will want to make note of as you resurrect your financial literacy and outlook.

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Bad Credit? 4 Practical Reasons For Choosing Online Payday Loans Over Bank Loans

  • September 28, 2020

bad credit

Struggling with bad credit?

Most of us picture a bank when we hear the word ‘loan’. Well, banks actually were the go-to place for anyone who needed to borrow money but that is a thing of the past now. With the advent of technology and the internet, a lot has changed for the better especially considering loans. There are a lot of reasons why people suggest going for an online payday loan over a bank loan.

While most reasons are based on advantages offered by new technology, some are actually based on morals. Let’s have a look at some of the most practical reasons on the list.

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Ways To Reduce Inventory Shrinkage From Expired Products

  • September 25, 2020

Ways To Reduce Inventory Shrinkage From Expired Products

Inventory shrinkage tends to be a massive problem in the retail industry. One of the greatest causes of inventory shrinkage is food waste, generally because certain products expire too soon. This issue generally causes grocery store profit margins to decline. One of the best ways to prevent this from happening is to find methods that will reduce the number of expired products you end up with. Here, we will discuss the most effective ways to reduce inventory shrinkage from expired products.

Use a Point of Sale System

Your staff can fill your point of sale system with the proper data to show you the customer demand for various items. Inventory shrinkage often rises if you overestimate the demand for food products, as this, therefore, leads to overstocking. Overstocked items are unlikely to sell as quickly, leading to wasted product and money. Use the data from your point of sale system to review details such as the day, month, year, and impact of local events on purchases. Through this research, you can better estimate the likelihood of sales on specific products, making it easier to plan what you need to keep in stock.

Optimize Your Cooler To Move More Product

Many times, the way you display, rotate, and sell products out of the cooler will have a direct effect on the amount of product that expires. One of the first ways to deal with this is to apply the first in, first out method, which keeps the oldest product at the front of the cooler to sell first. Selling your oldest product first is imperative. Many times, customers like to look through products and find the one with a more distant expiration date, even though an item with a closer expiration is often still good. Reducing prices on older items to stimulate sales before the items expire might also help. Make sure your coolers are in proper working order as well. Using electronic shelf label solutions can allow you to check refrigeration levels to see if temperatures are off.

Educate Customers and Staff

Though this is one of the most basic methods, it’s still a highly effective way to reduce inventory shrinkage from expired products. Utilize signage to identify the details of certain foods that are prone to spoiling faster. You can use these labels to indicate where the food came from and how customers can use it. Digital signage is helpful in this area and can engage shoppers with this information to help further the appeal.

It’s best to discard any expired items through off-spec and outdated product destruction, which may cost more money on top of dealing with inventory shrinkage. So, implementing some of these methods to reduce product waste is one of the best ways to save your business money.

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