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Improve Your Financial Health Archives - RUN THE MONEY
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Category Archives for Improve Your Financial Health

How Much Money Should I Save for Retirement? A Look at Savings Goals by Age

How much money should I save for retirement?

Yes, that’s the age old personal finance and money question if there ever was one.  We all want to be given “the number” to shoot for and desire to know how close (or how far) we are to that target.

how much money should I save for retirementIf you’re like my wife and I, you wonder whether you are doing it right or not.  You are constantly discussing money matters over dinner or during a long car ride.  Maybe you worry about how you will be able to afford your own home.  If you do own a home, you may worry about having enough money for the mortgage each month.

Then, there’s saving for children.  You need clothes, food, diapers, toys, and who knows what else.  One day, you will want to send them to college.  So, there is saving for that.

Finally, you probably don’t want to work for the rest of your life.  I know I don’t.  So, you need to plan for retirement somehow.  However, that seems so far off and you just put off doing anything about it.

So, depending on your situation, you are likely asking yourself one of two questions.  If you aren’t saving, you will want to know how you can get started.  On the other hand, if you are saving, you will want to know if you’re saving enough.

In order to answer those questions, you have to know your goals and understand the process to achieve them. You also have to make sure you are budgeting properly by using an app like Personal Capital and know your numbers.

Saving money is not a one-size fits all concept.  Sure, there are guidelines and we will discuss some of those.  But, you need to customize these guidelines to fit your lifestyle and your family’s end game.Read more

5 Millennial Money Facts That Will Make You Say OMG

millennial money facts that will make you say omg

Are you in violation of these millennial money mix-ups? You might want to take a few minutes and find out.

It’s always amazing to me how little people know about money. Now, I’m not about to get on my soap box here, but it’s incredibly worrisome that many of us fail to have even the basics down.

I’ve said this before, but humor me here. I know people who didn’t start investing in their companies’ retirement programs (and they matched) until their late 20s or early 30s. I know people who have used their homes as ATMs and delayed their retirement for years because of it. And, of course, my family is guilty of buying too much house which forced us to downsize.

So, it’s no surprise then to see how poorly millennials and recent college graduates are doing with money. They have student loans. They haven’t planned for the future. They can’t buy a house. Sure, these are generalizations I know. But, there is often some truth it and we need to find a way to correct it.

As a side note, I do love seeing stories that showcase members of Gen Z buying homes and Gen Y having money saved for retirement. It’s definitely an encouraging trend and one to monitor going forward.

However, based on this new study from Laurel Road, we have a lot of work to do. Checkout what I highlighted from the study below. See if you’re guilty of these financial sins!Read more

What You Need To Know To Get A Remote Job

If you’ve clicked on this article, you’re obviously interested in a remote position and the chance to work from home. I’m also going to assume you don’t work from home yet, you have a job that doesn’t allow it, or you’re one of the unlucky ones who aren’t offered the privilege to work from home.

It can be frustrating.

After all, you’re trying to craft a lifestyle for you and your family. You don’t want to be married to your work — and be a slave to the day job. Totally get it.

But, work at home jobs are scams you find on Craig’s List, right? Or they’re at least incredibly difficult to find, correct?

Wrong. And wrong again.

It is possible to work from home and find that dream remote job. Fortunately, I had the chance to pick the brain of Brie Reynolds, who just happens to be the Senior Career Specialist at FlexJobs. She spoke about the 14 most common remote jobs (and how much they pay) along with FlexJobs’ free guide for finding a remote job.Read more

How To Make More Money For Your Family With A Blog

How to make more money for your family with a blog

Look, I know trying to bring in extra money for your family is no small feat. When we went from a two-income household down to a one-income household, the transition really put a strange on our finances and our marriage.

We had to make the incredibly difficult decision to sell our dream home and leave the expensive area we loved. It wasn’t easy, but it became a necessity since we decided to have my wife stay at home with our son.

Since making the commitment, we began to thrive. However, it was slow process. We had to pay off $30,000 in credit card debt … then another $10,000 after that. We kept thinking we could live our old lifestyle of eating out and buying whatever we wanted, but that wasn’t sustainable.

We had to downsize our lifestyle just like we downsized our income.Read more

How I Made Over $10,000 In 2 Months Blogging

how to make 10,000 blogging

Do you bloggers actually make money?

In one answer: yes.

You know, it makes me laugh when people scoff at online content creators. They really think people can’t make a full time living. They think they lie to their readers about their income figures — or they come from shady sources.

I’ve actually had someone say to me that people who make $100,000+ per month with blogs or podcasts are really selling drugs. WTF?!?

Now, I won’t say I didn’t have my doubts. While I believed 5 or 6 figures were possible, I wasn’t exactly sure how to get there.

Allow me to give you a quick walk-through of how I did it — and why I did it.

Read more

How Alex & Lauren Make $75,000 A Month Blogging

Before you check out the post below, consider signing up for the Elite Blog Academy wait list. If you’re serious about this blogging thing, it’s time to get educated and take your blog to the next level. Remember, it’s about the process of stretching and growing yourself.

make 75000 a month blogging

Do you want your own business or side hustle? Do you want to bring in extra money for the family?

I had a the opportunity to interview Alex from Avocadu and Create and Go. He walked me through his and his girlfriend, Lauren’s, processes for making a full-time income blogging. Read more

The Ultimate Guide To Making Extra Money That Will Make You Feel Empowered

Making extra money is something we all desire to do, isn’t it? Just a quick Google search here for “make extra money” leaves with 346 million results. That’s a lot to sift through!

Well, have no fear. I’m about to make your search to make more money a lot less daunting.

Below, I’ve compiled the ultimate list of money making resources that we put together in our first year here at Run The Money. Read each post and resource. Understand what you need to do.

Got questions? Please ask. Hit me up through email at Let’s get you earning some more dough for the family!Read more

200 Ways To Have A No Spend Weekend That Will Make You Forget About Money

no spend weekend

Have you ever tried a no spend weekend with yourself or the family?

I don’t know about you, but I feel like we need this from time to time.  We spend so much on ourselves — and our children in particular — that we all should take a break from spending.

So, here are a few ways to have fun, but make it a no spend weekend!  This can help all of us stick to the budget — especially if it’s toward the end of the month and we’re about to be in the red!

Enjoy this post, bookmark it, refer to it often, and let us know what you do for your no spend weekend.Read more

This Is How You Can Make Money on Pinterest

Do you ever wonder how people make money on Pinterest?

Well, wonder no more.  We have a list of solid resources that’ll help you figure out the ins and outs of how to make money on Pinterest.  And it doesn’t matter whether you have a blog or not!

Check out these ways to make money on Pinterest below and let us know how they work out for you.  Also, if you have any ways we haven’t listed, let us know in the comments and we’ll add it to the list!

5 Tips That Will Make You A Pinterest Master

Use This One Tool for Massive Pinterest Growth

make money on pinterest

Found from Louise Myers

In this article, Louise will help you get set up with Tailwind and begin automating your Pinterest traffic.  This is how you can begin to drive more traffic to both your Pinterest profile and blog.Read more

60 Of The Best Ways to Help You Make Extra Money

60 Of The Best Ways to Help You Make Extra Money
All of us are trying to make extra money for ourselves and/or families.

Things are tough out there and anyway we can bring in a side income to pay for things like holidays, vacations, maintenance costs for our homes or vehicles, you know we’re going to do it.

That’s why I put together this resource.  If you don’t find something — just one thing — you can to make more money, save money, and provide even just a little better life for your family, then you’re not looking hard enough!  Just kidding (kind of).  Or you’re selling yourself short.

You will find something here that suits your lifestyle and the amount of money you need.  Who knows?  It could be something that allows you to ditch the day job and work for yourself (if you want to do that).

Let’s dive in …Read more

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