Category Archives for Improve Your Financial Health

Debt Management: Get a Financial Plan in Place

  • November 15, 2019

Get a Financial Plan in Place

Are you finding it difficult to negotiate with your creditors? Do you desire to eliminate late fees, high-interest charges, and over-limit fees? Fortunately, proper debt management techniques can help in consolidating your fees into easy-to-pay monthly instalments. Experts in the field of debt management can help you build strategies to clear your debts faster and in a more organized fashion. They have the right tips and techniques in place to reduce your interest rates despite your existing credit score. Experienced debt managers can put a stop to collection calls as well. 

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4 Things Startups Need To Know About

  • November 15, 2019

4 Things Startups Need To Know About

What the things startups need to know about?

Starting up a business is a dream for a lot of people. A budding entrepreneur who is passionate about something may be inclined to build a business from scratch but may suffer from creating barriers in their mind, which stop them from achieving their goals. They may feel there are too many external factors working against them, or that they are not good enough to get out of the starting blocks. The truth is, without trying, you will never know what you are capable of and what financial reward you could gain.

Here is a list of tips and advice for any potential business owner.

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Important Tax Planning Tips For Small Businesses

  • November 7, 2019

Important Tax Planning Tips For Small Businesses

Small businesses have big worries and managing their taxes is one of them. Business owners suffer because of various reasons, ranging from negligence to intentional evasion to sheer lack of awareness. Proper tax planning, though, can save them from a lot of trouble. However, it is also a challenging thing to do because the tax system in the country is complicated. Still, this should not dissuade you from planning taxes for your small businesses and doing away with any hassles. Here are some tips that you can follow to stay one step ahead.

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Life Insurance: What Decides Your Premium

  • November 7, 2019

Life Insurance: What Decides Your Premium

According to WHO, about 60% of the world’s population is deprived of proper medical care and services. There are many factors responsible for this lack of availability including proper education, environmental condition, lifestyle, and many more.

Out of all, there’s one factor that can be tackled, and that’s affordability. This is where insurance comes into play.

Insurance policy allows the insurer to pay a set amount, known as a premium, in a set period of intervals to the insurer. In return, the insurer promises to cover up the expenses of medical facilities, which is known as the principle.

There are over 50 types of insurance policies. Out of all, we are concerned with just the life insurance policy, that insures the life of a person and pays a predecided sum of amount, in case the insurer passes away.

But, the question is, how is this premium decided, and consequently the principle to be received by you, when your policy matures?

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How To Make Money: 2020 Guide

how to make money if you have a disability

Do you want to learn how to make money? I'm not just talking about from your job. I'm talking about a side business or side hustle.

You can make money doing these things online, from home, and even with an injury or disability. After all, it's tough out there. We all need ways to bring in more income and we want to know how to make money fast.

Consider Steve Chou from My Wife Quit Her Job. He and his wife, Jennifer, started a few online businesses generating six figures. There first was an online store.

This was all centered around Steve's desire to learn how to make money (and more of it) to support their lifestyle so his wife could stay at home with their children. She was making six figures from her and losing that would be quite the blow.

In all honesty, that is part of the reason I started this blog. I wanted to allow my wife to stay at home with our son (and now daughter as well). It wasn't a decision we took lightly, but learning ways to make more money online has helped ease the financial pressure significantly.

We explore how to make money online (and offline) today based on research of my own and contributions from others. I hope you enjoy it and let us know if you have any questions.

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Where To Start With A Renovation Project

  • October 29, 2019

Where To Start With A Renovation Project

If you’ve taken on a fixer upper property, it can be overwhelming to know where to start. It can be easy to get distracted and get bogged down in choosing the details, like decor choices, when you should be focused on bigger things, like structural issues. Here’s where to start when you’re taking on a large renovation project. 

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Why You Should Have A Back-Up Plan

  • October 22, 2019

Why You Should Have A Back-Up Plan

Having a back-up plan for some people seems like defeat. You want your Plan A to work, and if you prepare for something else, then you might feel as if you’re not fully committed to your plan or don’t believe it will work. However, it is essential to have a back-up plan and when you find things aren’t working, jumping to your plan B might just give you the motivation and the inspiration to get back on track with Plan A.  

While it’s imperative to have a plan, never assume that what you plan today will work for you tomorrow. So not only do back-up plans keep you calm when things get rocky and stressful, but they also give you two essential attributes that you should always have before planning anything in life: flexibility and adaptability.

Flexibility means that you to change plans without notice which means you can adapt to any situation that arises to achieve your intended goals. There are areas in life where you should always have a back-up plan. We know one thing for sure: that change is constant. You have to be able to handle change, whether good or bad. Here are some suggestions in areas that may need attention.

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Key Factors to Consider When Purchasing a Diesel Generator

  • October 15, 2019

Key Factors to Consider When Purchasing a Diesel Generator

The backbone of industrial estates, construction sites, outdoor events, residential complexes; a generator is essential irrespective of whether the location is grid-connected or not. While most project sites with access to the grid would keep a generator as standby, remote locations and outdoor events where grid lines are non-existence, a generator is the only source of electricity. Considering the importance of generators proper research and knowledge must be applied before purchasing one. Most medium and large enterprises opt for a diesel generator for their power requirements. Given below are some key factors to keep in mind before investing in a diesel generator.

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How To Get Out Of A Timeshare Responsibly?

  • October 15, 2019

Get Out Of A Timeshare Responsibly

If you have bought a timeshare and have realized it was not a smart investment due to various expenses involved like maintenance fees, annual fees, etc which adds up to the initial investment of buying a timeshare, you are not alone!  As per a survey, about 85% of timeshare owners are looking to get rid of the commitment. But getting out of it involves quite a few hassles which can also include legal battles. One can get out of a timeshare successfully without spending any more cash through the following ways.

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3 Ways To Reduce Car Expenses This Year

  • October 9, 2019

3 Ways To Reduce Car Expenses This Year

Looking to reduce car expenses?

The cost of owning and running a vehicle can quickly add up.

And depending on how much you use it and how much fuel and wear and tear the car gets, it can quickly be something that costs a lot, but depreciates fast at the same time. So they are definitely not something that can be considered an investment.

But for many, they are a must for normal family life, and can mean getting to work or not. So if your motoring costs are adding up, here are some tips to help you to reduce your costs.

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