Do you have any favorite personal finance influencers and bloggers?
As a personal finance (and health) blogger myself, I have quite a few that I look to for inspiration and knowledge of the subject. After all, I realize I have so much more to learn. I consider myself a constant student of the subject.
Also, I enjoy commenting on various blogs and having a chance to engage people. It’s a great way to learn from each other as well as get Run The Money a little exposure.
I thought I’d share with all of you the personal finance influencers and bloggers that I follow. What’s fun about the blogging world is everyone has a different voice and perspective. So, it’s interesting to see the view each blogger takes on all matters personal finance.
Check out my list below and compare it with the personal finance influencers you check in with on a regular basis.
Medical emergencies cannot be predicted but can be financially planned ahead of its occurrence, through a health insurance cover. More so this helps to handle a panic situation with at least the financial aspect of it being taken care of. Hence offers some mental peace while battling something more serious. In this day and age, health insurance options are many, so choosing our best fit can be a challenging search.
Everyone has different reasons for retirement. Some have to unwillingly stop working due to health issues or compulsory retirement policies. There are others who need to retire since they are already burned out or tired of doing the same job for many years. Some have to retire early to care for a loved one, while are others are lucky enough to be financially able to retire early.
Finances are arguably the most important factor in any business operation. This is especially true for small businesses—while they’re crucial to our economy, it’s hard to manage all the expenses. Here we introduce the top money-saving tips for small businesses.Read more
If you feel like there is about as much chance of you paying off a growing debt burden as a snowball has of staying frozen in, well, you know where, then you may be on the right track. Using the debt snowball method to eliminate balances can help you see progress toward meeting your financial goals as you work, giving you the confidence and motivation to keep going. If you are unfamiliar with this method, keep reading to learn more.
Debt can be crippling. A person who’s in deep debt may have a difficult time finding a job, purchasing a home, or simply getting ahead in life. Luckily, there are solutions for people who are stuck in this situation—you don’t have to stay buried forever. Follow these three ways to eliminate debt so that you can start fresh this new decade. There’s a light at the end of the tunnel.Read more
People that pay off debt do two things very well:
First, they create a budget to understand where their money is going.
Second, they find ways to make money or increase their income to pay off debt faster.
If you need to learn how to make money and pay off debt this year, you've come to the right place.
Let's face it:
Things are hard once you reach adulthood.
You're trying to build a life for yourself and family. It's not as easy as we think.
Lay offs happen. Incomes don't always rise. Expenses just keep piling up.
And, for many, those darn student loan bills never go away.
If you keep wondering how you're going to pay off debt with no money or with a low income, you're in luck. Today, we're going to show you not only how to get rid of the debt, but budget your money for the long-term.
Then, we're going to also help you realize your ability to make more money to pay off debt, save, and live the life you want for your family. Sound like a plan?
Let's start paying off debt and making some more money then. Shall we?Read more
Having an online presence is essential if you need to promote your brand and products or services. At the same time, it establishes trust with the potential buyers. Reviews and testimonials play a key role in this context as positive ones have the potential of making your brand more credible. The significance of genuine words by your real customers does not end here because even negative ones can be valuable. They provide actionable insights that you can actually use to improve your product or service in the future.
Retirement is a new chapter in your life that requires preparation. Whether it is on the horizon or a long way, you need to get your finances ready to ensure you can maintain your current lifestyle during retirement. Besides, when you stop working, you have more time on your hands to explore the world and enjoy various hobbies. That means you should plan and examine your income sources before the retirement age. If you want to be financially ready for retirement, the following tips will come in handy.
How much money are you saving for retirement?
Yes, that's the age old personal finance and money question if there ever was one. We all want to be given "the number" to shoot for and desire to know how close (or how far) we are to that target.
If you're like my wife and I, you wonder whether you are doing it right or not. You are constantly discussing money matters over dinner or during a long car ride.
Maybe you worry about how you will be able to afford your own home. If you do own a home, you may worry about having enough money for the mortgage each month.
Then, there's saving for children. You need clothes, food, diapers, toys, and who knows what else. One day, you will want to send them to college. So, there is saving for that.
Finally, you probably don't want to work for the rest of your life. I know I don't. So, you need to plan for retirement somehow. However, that seems so far off and you just put off doing anything about it.
So, depending on your situation, you are likely asking yourself one of two questions. If you aren't saving, you will want to know how you can get started. On the other hand, if you are saving, you will want to know if you're saving enough.
In order to answer those questions, you have to know your goals and understand the process to achieve them. You also have to make sure you are budgeting properly by using an app like Personal Capital and know your numbers.
Saving money is not a one-size fits all concept. Sure, there are guidelines and we will discuss some of those. But, you need to customize these guidelines to fit your lifestyle and your family's end game.Read more