10 Side Hustles Anyone Can Start Right Now

10 side hustlesI’ve always been a huge proponent of the side hustle. That’s why today I found 10 side hustles I think you’re going to love and all you can begin right away.

If you’re not particularly a fan of being chained to a desk and/or clocking in and out somewhere, it’s a way to begin plotting your escape. On the other hand, if you do like your job, it’s a way to supplement your family’s income.

Either way, side hustles are a win-win!

Here are 10 side hustles I’ve found to be particularly interesting. They can all be started today and get you on a path to earning more money! I’ve also included some of my affiliate links to help you get started right away.

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You’re Killing Your Wealth: 8 Simple Truths Sabotaging Your Finances

You’re killing your wealth. Got it?

Wait. Let me back up.

killing your wealth I wanted to write this post as a list of the top 5 to 10 things you need to do to become wealthy. Then, I realized that writing something like that isn’t going to help anyone. Sure, it’s nice to think about building wealth and day dreaming about how that might look.

But, in reality, most of us aren’t even close to that reality. It’s a pipe dream.

We want to blame the government or our upbringing. Maybe we blame our boss for making us slave away at a job when we rather be building a business. Or, hell, maybe it’s just the fact that we now have a ton of responsibility in terms of mortgages, student loans, credit card debt, and raising a family.

Regardless of what you want the reason to be, you are the reason you’re killing your wealth. There, I said it. You are killing your wealth.

Rather than bore you with some long introduction, I’m just going to be frank with you. For whatever reason, I’m in that type of mood as I write this.

So, here it goes.

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What We Can Learn From People with Bad Credit

Do you know people with bad credit? Do you happen to have bad credit yourself?

people with bad creditWe often discuss here the concept of mindset.  Run The Money was founded with the idea that it takes the same degree of discipline, mental toughness, and personal growth to succeed in both personal finance and living a healthy life.

I once saw a blog post or comment (can’t recall the source) that equated being in debt with being overweight.  You’re in the hole with your money and you’re in the hole with your weight.

Well, if that’s the case, then think of your FICO score as your financial weight.  Instead in this case, the higher the better!

In a recent U.S. News and World Report survey of 1,500 people with credit scores under 640, 35% of the respondents said they don’t do research before applying for a new card. While this might not be earth-shattering news, it does give a glimpse into the mindset of people with bad credit.

Rather than look for credit cards that charge lesser interest rates or have better terms, they don’t do anything. Then again, it’s not like those who do any research are hitting it out of the park. U.S. News also found that 60% of people spend “less than an hour researching fees, interest rates and terms and conditions when applying for a new credit card.”

WTF? Seriously? No wonder they have bad credit, right?

The survey findings give us a chance to delve into the mindset of these individuals. Bad credit comes from bad habits. So, I think it’s important to explore this and see what it can teach.

There’s always hope I believe. But, it comes at a price. That price is education, failure, correcting course, and putting in the hard (but very necessary) WORK.

Let’s explore this more deeply. Shall we?

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Back-to-School Buying Guide: Top 5 Items to Save Money on This Year

Back-to-School Buying Guide

The summer always seems to go by so fast these days. Once the middle of July rolls around, you’re probably already seeing the “back-to-school” sales being advertised. As a kid, we all hated this of course. But, as parents today, it’s essential to know what’s on sale and that’s why I put together this Back-to-School Buying Guide (with our affiliate links).

I compiled a list of the top 5 items on your back to school list that should be purchased one time. That’s it. Buy it once and these items should last. Well, within reason of course.

According to the National Retail Foundation, families with elementary to high school kids will spend an average of $687 in back to school purchase. Yes, that’s right — $687! That’s insane.

While it may not work for every item (I get it, pencils break and kids grow out of shoes), you need to be on the lookout for simple ways to save. And, if it requires a bit of investment now to save money later, do it if you can afford it!

I included links to products from Amazon, Target, and Jet below for your convenience. See which products work for you and let me know how you make out! I want to hear how much you’re saving and what your kids enjoyed.

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31 Life Hacks to Save Money Quickly

How would you like to save $1,000 fast?  We are all looking for ways to save more money to fund family trips, our own retirement one day, and the kids’ college fund. That’s why today I’m sharing some life hacks to save money quickly. These are things we all can do to bring in extra money or stop spending money in certain areas.

life hacks to save money quicklyBefore we dive in, tell me if this sounds anything like you. You’re constantly trying to pay the bills and have just enough to cover the necessities each month.

Your monthly visitor, the credit card bill, loves dropping by or sending you emails to remind you how long you will be BFFs.   Student loans continue to be an albatross around your neck and there really is no end in sight.

Sure, you want to save money and put your family in a better financial position, but every time you get a little momentum, SOMETHING ELSE goes wrong. And it’s … here we go again!

I get it. I know it sucks and I’ve been there countless times.  Heck, Anna and I still run into problems and struggle with our budget.  I’m right there with you and I’m by no means perfect.

That said, I have learned a thing or two about saving, budgeting, and making money. So, let me share some of those ideas, tips, techniques, and methods with you.  This is not an exhaustive list, so if you want to chime in please do so in the comments.

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Best Deals for Amazon Prime Day

It’s that time of year again!  It’s Amazon Prime Day!  And I want to share my affiliate links with you for the best deals for Amazon Prime Day.

best deals for amazon prime dayNow, I know the official start time for Prime Day is Monday, July 10 at 9 pm Eastern, but you’re missing out on some great deals right now.  And you have been since late June, early July.  But, hey, I’m here to help you catch up.

Oh, and Prime Day ends on Wednesday, July 12 at 3 am Eastern.  So, it’s like 30 hours of deals!

As a Prime member myself, my wife and I easily justify the $99 per year to remain members.  The FREE 2-day shipping alone sold us mainly because we used to send holiday and birthday gifts to family from out of town.

However, just this past weekend with Prime Day coming up, we decided to give Amazon Fresh a try.  We actually got a week’s worth of groceries for our little family for under $70.

They’re doing a 30-day trial for Amazon Fresh, so we figured let’s give it a shot.  That said, for an extra $15 per month, it more than covers the gas to get to the grocery store each week.

Anyway, you came here for the deals, so let’s get to it.  Oh, and if you’re not a Prime member, sign up for Amazon Prime now!

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15% of NFL Players are Bankrupt 12 Years After Retiring. Are You Being Smart with Money?

Do you have what it takes to be smart with money?

be smart with money with run the moneyI know that the statistic in the title is shocking. But, that doesn’t make it any less true. For 15% of all NFL players to go bankrupt 12 years after retiring, we are doing something gravely wrong with our financial literacy.

In conducting research for this article, I learned of that statistic from a study on ScienceDirect called “The Psychology and Neuroscience of Financial Decision Making.”  Yes, it’s a bit nerdy, but the thought of NFL players (who many of us aspired to be growing up) blowing millions of dollars because of a lack of basic financial knowledge is incredibly unnerving.

The thought that comes to my mind is this.  If NFL players — and who knows maybe this is representative of many high paid athletes — can’t manage their retirement while earning millions, what chance is there for the rest of us to reach our coveted FIRE goals?

Well, I’m glad you asked.  The truth is that you don’t need to make millions to retire early and live a great life.  Like anything in life, it’s about doing the small (albeit important) things well.  You know the things that aren’t fun, aren’t sexy, and aren’t what all the cool people are doing.

It’s about the grind and the hustle.  You have to learn, implement, fail and correct course.  Then, you have to repeat about a million times.

What you will probably find is that among the 85% of NFL players who aren’t bankrupt, some are on the brink of losing it all, some are mediocre at best, and some are killing it.  Those that are killing it did something similar to what got them to the NFL in the first place.  They figured out the process.

Yes, the infamous process.  Indulge yourself in enough personal development and business jargon like I have and you hear it often: trust the process.  The Philadelphia 76ers even used it as their motto as they were rebuilding their team between 2014 to 2017.

OK, so what is the process?  Well, I’ll lay it out for you below.

But, I’m warning you: it’s not fun.  And it’s nothing earth shattering.  It’s pretty basic stuff.

How willing are you to commit to this process though?  Sure, it may be basic, but living it is a different story.  Let’s dive in.

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7 Ways to Master Your Money by 25

Are you ready to master your money by 25?  First, tell me if this sounds like you.

master your money by 25You just graduated or have been out of school for a few years.  You left school with a thousands in student loan debt.  And you probably don’t love your job, but, hey, it’s why you went to college.  So, you suffer through it.

Any of that ring a bell?

I’m 32 years old as I write this, but I’ve been where you are.  I’ve been confused about the student loan bills coming in the mail.  Wait, I owe how much?

I’ve hated (and still do) being stuck in a cubicle and not being able to see the sunlight.

I left St. Joseph’s University in 2006 (Go Hawks) with $20,000 in student loans.

The difference between you and I is I’m on the other side of it.  I’m you about 8 to 10 years later.  And, guess what, I survived.

If you hang in here with me, I’ll show you how you can master your money by 25.  (Note: If you’re older than that, should you just forget the advice below?  No, read it anyway!  Unless, of course, you want to keep living in the dark about your money).

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Start a WordPress Blog on Bluehost

Starting a blog today has never been easier. In fact, it’s one of the easiest ways to start your side hustle and make extra money for the family. This tutorial will walk you through how to start a WordPress blog on Bluehost.

start a wordpress blog on bluehostBlogging appeals to people for a variety of reasons. Some enjoy the flexibility of being able to work anywhere if they make enough to live on. Others just like to share their thoughts within their niche and network with like-minded individuals.

Whatever your reason is for starting a blog, it’s important that you don’t skip over the basics. If you want to blog long-term, go with a self-hosted option. That’s why it’s better to start WordPress blog on Bluehost than have a generic Tumblr, Blogger, or WordPress.com blog.

Here are the three areas we will cover to help you start a WordPress blog on Bluehost:

  1. Setting up Bluehost
  2. Choosing your domain name
  3. Running WordPress on Bluehost

For those new to the blogging world, I’ve kept things simple here for you. Learning WordPress takes time, so don’t be hard on yourself. The best thing you can do at this point is be willing to learn.

Now, let’s help you start a WordPress blog on Bluehost.

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How to Start a Blog using WordPress and SiteGround

Do you want to start a blog using WordPress?  Have something you want to say and share with the world?

start a blog using WordPress Trust me, I understand.  That’s why I started Run The Money.  With the Internet and technology the way it is today, you can start a blog using WordPress and have it up and running in less than 30 minutes.

Sound like a plan?  Great!

There are 3 areas I’ll focus on with you today and that’s the following:

  1. Domain name
  2. Hosting company
  3. Blogging platform

We will keep things basic for all you blogging newbies and non-technical people.  Don’t get discouraged as you start a blog using WordPress because understanding the ins and outs takes some time.  You just have to be willing to learn and put in the time.

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