What comes to mind when I say ...
Is it images of wealth and old money that you only see in movies? Well, that's not what we're discussing here in today's contributed post.
Nope. Today, we're talking about how you can take your family money (the money you're earning right now) and build on it.
You work hard for the well-being of your family and earn a decent wage.
But, it doesn't have to stop there.
In fact, you may be able to increase your wealth substantially.
By putting your family's money to work in the following ways.Read more
It would be nice to figure out how to save money on the electric bill.
Well, in today's contributed post, we learn one simple way to do just that. Let us know what you think in the comments and tell us your hacks for saving money.
The cost of living is getting high every day.
The money one used to spend years ago is much less when compared to whatever is being spent today.
Expenses have greatly increased to a point that your salary at the end of the month is hard to plan for. This has called the need to start saving or reducing on how much you spend on unnecessary items.
Not by making your life hard but changing the little things you do in life.
Identifying your expenses and trying to reduce on things you do not need and allocating that money to other useful ways is the smart move.Read more
Your business may be breaking the law without realizing it.
It's true. Businesses break the law unknowingly and the results can be devastating.
So, if you're a business owner, you must check out this business law guide we put together with one of our contributors.
After all, having a business comes with a lot of legal issues that you never had to deal with before. The whole thing can get a bit confusing but it’s part of the job so you’ve just got to get on with it.
Hopefully, you aren’t going to be breaking any laws on purpose but when you’re trying to learn all of these new rules and regulations, it’s easy to make mistakes.
In fact, it’s far easier than you think to accidentally break the law when you’re a business owner and the authorities won’t have any sympathy for you if you do.
Also, you'll learn crucial business law topics along with the most common ways that businesses break the law accidentally.
First of all, I also want to stress what I mention in the disclaimer above every post: I am not a lawyer!
Please, please, please get legal advice before acting on the information below on business law. It's a tricky and confusing subject and it's best to get professional assistance in dealing with these complex matters. We're just doing an overview here.Read more
Think about this:
Where would you be now financially if you never made a mistake with your money?
Would you be financially free?
Could you leave your job?
Would you have a better life without debt?
In today's contributed post, we're going to explore common money mistakes to avoid this year and beyond. Think about the impact avoiding money mistakes earlier in life can do for you in the long-term.
Then, we're going to show you a few ways you can prevent further money mistakes in the future.
If you're the type of person who likes to plan ahead, this post is for you.
Let's get to it.Read more
We all want a way to bring in more money. These days, many people turn to side businesses to make money and the same goes for yours truly. In today's contributed post, you'll learn the 3 best side businesses to make money this year and beyond.
Many people in the US are struggling on a low income from their jobs and have to find other ways of making more money to financially survive. Although the unemployment figures are better than they have been for a long time, many of the jobs are in the lower paid sectors, and those already working have not had the pay increases they would normally expect. On average, pay increased by just 5 cents an hour, which is only noticeable once the IRS has had their share.
This has resulted in more than 7.5 million Americans holding down more than one job. Even high numbers of the population have side-hustles to help them financially. In fact, it is said that more than 44 million people in the US earn extra money this way.Read more
If you run your own small business, you probably understand that the customers are not the only thing that keeps you going. You may have plenty of money coming into your business, but until you know how to manage your funds, you’ll never have a truly secure operation.
Money management is especially important when your operation is small, because the margin for profit is probably not as favorable as a big business. Here are a few helpful tips to get your business on the right track when it comes to managing money.
Get a qualified bookkeeper
Hiring a bookkeeper for your business is an excellent investment. With a trained and certified public accountant, you won’t have to worry about managing your payroll, tax preparations, accounts payable, accounts receivable, and much more.
It’s worth the investment to get a few extra winks at night, not worrying about your organization’s finances. CPAs are also qualified to help your business in legal matters regarding your money as well.
Create a cash flow budget
Creating a cash flow budget for your business will help to ensure that you know where your organization’s money is going, and where it is coming from. Managing your finances proactively will make it easier to keep your business running.
A few of the most common components included in a well-rounded cash flow budget are accounts receivable, cost of goods, debt repayments, and operating expenses. Research more ways to create a functional budget for your business, and get to work today.
Don’t mix personal and business finances
Never mix the business finances with your personal finances. Mixing the two blurs boundaries for yourself and those with whom you work. Don’t put your personal life at risk for the organization.
Design separate business and personal budget outlines, so business loans don’t get used for personal payments and vice versa. Your CPA will thank you when it comes time to sort finances for tax purposes.
Always negotiate with vendors before signing a contract
Never take a vendors offer at face value. Vendors are accustomed to bargaining with clients, so don’t just settle for the first offer thrown on the table.
Make frugality the standard for your business
Frugality should be the standard for all you do with your business. There is a distinct difference between cheap and frugal. Cheap suggests low quality.
Frugal suggests being careful with your spending. Make wise and conservative decisions with your products and operating services on a daily basis in the interest of saving as much money as possible.Read more
There are countless frivolous lawsuits filed against big businesses every year, and most of them are thrown out of court. There are, however, those insane cases that make the news and make our minds go loopy.
Lawsuits against big businesses began gaining popularity in the 1990s. It all began when an elderly woman was awarded nearly $3 million for being burned after she spilled a hot cup of McDonald’s coffee in her lap.
Since then, there have been numerous silly stories to tell concerning lawsuits against some of the world’s most dominating big businesses. Here are a few of those crazy big business lawsuits that are worth noting.
Excuse me, there’s a finger in my chili
Wendy’s suffered a lawsuit from a woman named Anna Ayala. She sued the fast food chain, saying that she found a 1.5-inch tip of a finger in her chili. She even took the story to the press.
When the local authorities began investigating where the random finger originated, the woman quickly dropped her lawsuit.
It was clear that she was up to no good and had most likely planted the finger herself. Talk about a personal injury lawsuit at its finest. This 2005 case set the tone for even more frivolous attempts to strike it rich.
Hey that’s my water bottle idea
A few years later, two Wisconsin men sued Pepsi for allegedly ripping off their idea for a water bottle design. The men claimed that in 1981 they had told someone about the idea, and fifteen years later, the Aquafina water bottle was released.
They sued PepsiCo, asking for a mere $75,000. The judge ended up granting them a $1.26 billion default judgment, but later allowed Pepsi to have the decision vacated. Due to “misplaced” paperwork, the case will have to be tried again.
Stress from work made me rob that store
A man robbed a gas station with a sawed off shotgun one night, and went to prison on a ten-year sentence. While in prison, he sued his former employer, the Department of Public Aid in Illinois.
The man contended to the court that the stress he suffered under the rule of his tyrannical boss caused him to rob the gas station. In the end, he was awarded nearly $6 million total in damages, back pay, and front pay.
Your beer does not make the ladies love me
Anheuser-Busch was sued by a man for emotional distress and financial disparity, because their beer did not bring him the success advertised in their beer commercials. In 1991, Richard Overton was asking for $10,000 to cushion his burdens.
Sadly, his case was dismissed in court.Read more
What is your "why"?
If you've encountered any self-help book, guru, or Instagram page in the last decade, you've likely come across this question. We're obsessed with the concept of "why" we do things particularly as they relate to our so-called "passion."
The "why" is the reason -- the essence -- behind our motivation for doing the right things on a daily basis. Yet, have we ever really thought about what our "why" says about us.
Think about -- why do you really get up in the morning? Is it because you can't wait to jump out of bed, have your feet hit the floor, and start another fantastic day?
Or is it more because it's your routine, you have to fight traffic, you have a family to support, and you need to make money? Oh yeah, and the only way to make said money is to pump out another 50,000 TPS reports today?
Your "why" needs to be so much more than a cliche if you ever hope to get out that day-to-day drudgery. The last thing you want to do is become numb to it and descend into the pit of "whatever." That's a life sentence chained to a desk from 9-to-5 you will never escape from!
What are we to do? Well, take a look at how I've reworked my life to more closely align with my "why." It will take effort on your part, but it's definitely something you can work towards every day.Read more
It's that time of year again! It's Amazon Prime Day! And I want to share my affiliate links with you for the best deals for 2018 Amazon Prime Day.
Now, I know the official start time for Prime Day is Monday, July 16 at 3 pm Eastern, but you're missing out on some great deals right now. And you have been since late June, early July. But, hey, I'm here to help you catch up.
Oh, and Prime Day ends on Tuesday, July 17th. So, it's like 36 hours of deals and 6 hours longer than 2017 Prime Day!
As a Prime member myself, my wife and I easily justify the $99 per year to remain members. The FREE 2-day shipping alone sold us mainly because we used to send holiday and birthday gifts to family from out of town.
They're doing a 30-day trial for Amazon Fresh, so we figured let's give it a shot. That said, for an extra $15 per month, it more than covers the gas to get to the grocery store each week.
Anyway, you came here for the deals, so let's get to it. Oh, and if you're not a Prime member, sign up for Amazon Prime now!Read more
If you’re a newbie blogger, you’re likely overwhelmed by all of the things you need to do. Then again, you could also be in a situation where you don’t know what you don’t know like with how to boost your on-page SEO.
Are you spending countless hours going down the Google rabbit hole trying to figure out one little problem with your blog? Or maybe you’re confused how anyone has success with blogging.
Look, put research aside for a moment because I’m going to make your life easier. When it comes to SEO, you don’t need to get overwhelmed.
Well, SEO can be a daunting task with everything the experts say to do. What you need to understand, though, is that SEO (like social media) is evolving. You just have to keep going and make changes where you can. It’s never going to be perfect.
Keep up with changes as they come and learn everything you can. But, you’re just one person. You need to focus on the areas where you will have the most impact with less time or monetary investment.
How can you accomplish this with SEO? Simple. Make “on-page” SEO your primary focus.Read more