Category Archives for Life Hacks

3 Tips for Changing Your Coverage Or Getting New Car Insurance

  • July 30, 2018

Because it’s illegal to drive without car insurance, this is something that most people are familiar with procuring. Since it can be a hassle to go through the process of getting your car insured, most people aren’t looking for reasons to switch their insurance around a lot. But if this is something you’re willing to do, you might just find that you’re able to save yourself a lot of money in the long run. So to help make this process a little easier on you, here are three tips for changing your coverage or getting new car insurance.

Always Shop Around

When you’re looking to get new insurance, the best thing you can do for yourself is shop around. According to Lisa Smith, a contributor to Investopedia.com, there are quite a few websites out there that will do a lot of this work for you. In some instances, you will have to call someone and speak to them directly to find out the information you’ll need to make an accurate comparison. But if you do your due diligence at this part, you should be able to find a insurance carrier that will give you the coverage you need at a price you can be happy with.

Adjust Your Deductibles

If the reason you’re taking a look at your current car insurance is so that you can save yourself a bit of money, one of the first things you should consider adjusting is your deductible. Generally, you’ll have a deductible for things like comprehensive and collision coverage. According to Tobie Stanger, a contributor to Consumer Reports, collision coverage is for when you get in an accident with another vehicle while comprehensive is for theft or damage. By raising your deductible on these coverages, you’re stating that you’re willing to pay more money out-of-pocket before your insurance will start picking up the costs. While this might costs you more in a one-time chunk of money, it could also mean having lower monthly payments. So if this is a risk you’re willing to take, consider raising your deductibles to keep more money in your pocket each month.

Check For Any Available Discounts

Another thing you should consider when changing your car insurance is if the carriers you’re looking at offer any discounts. According to Edmunds.com, many car insurance companies will offer discounts for things like having a good driving record, driving the safer type of vehicle, having a particular job or group affiliation, or getting more than one type of policy with them. Before you make the final decision on which carrier to go with, make sure you weigh all of these variables along with the cost and coverage to find the absolute best option for you.

If you’re wanting to save money by getting a new or different car insurance policy, consider using the tips mentioned above to help you get the best option.

6 Incredibly Useful Productivity Hacks to Start Today

Incredibly Useful Productivity Hacks To Start

Do you kick yourself at the end of the day for not getting certain things done? How would your life change if you were able to get more done in your day? Are you a constant procrastinator? If you're answering "Yes", please check out these incredibly useful productivity hacks to start making changes in your routine.

We've all been there. It's tough juggling work, family time, house work, and everything that pops up in between. But, unfortunately, that's life as they say.

If you want to be more successful in this whole adulting thing, you need to get a hold of your most precious commodity: your time. To become a master of your time, you must find ways to use your time more productively.

Fortunately, we've compiled a list of incredibly useful productivity hacks to start immediately. So, let's get to it!Read more

6 Career Hacks To Fast Track Your Success Now

6 career hacks to fast track your success

Navigating your career can be tough. You don't want to rock the boat in asking for a promotion, but you also don't want to go unnoticed. That's why we put together a great list of career hacks to fast track your success now. Because we all want to find success at your jobs.

It's not about being overly self-promotional or allowing yourself to miss the boat. Rather, you focus on giving to others and adding value. That's what sets you apart.

Here are 6 career hacks to fast track your success and get you noticed at work.Read more

31 Life Hacks to Save Money Quickly

How would you like to save $1,000 fast?  We are all looking for ways to save more money to fund family trips, our own retirement one day, and the kids' college fund. That's why today I'm sharing some life hacks to save money quickly. These are things we all can do to bring in extra money or stop spending money in certain areas.

life hacks to save money quicklyBefore we dive in, tell me if this sounds anything like you. You’re constantly trying to pay the bills and have just enough to cover the necessities each month.

Your monthly visitor, the credit card bill, loves dropping by or sending you emails to remind you how long you will be BFFs.   Student loans continue to be an albatross around your neck and there really is no end in sight.

Sure, you want to save money and put your family in a better financial position, but every time you get a little momentum, SOMETHING ELSE goes wrong. And it’s … here we go again!

I get it. I know it sucks and I’ve been there countless times.  Heck, Anna and I still run into problems and struggle with our budget.  I’m right there with you and I’m by no means perfect.

That said, I have learned a thing or two about saving, budgeting, and making money. So, let me share some of those ideas, tips, techniques, and methods with you.  This is not an exhaustive list, so if you want to chime in please do so in the comments.Read more