How much money are you saving for retirement?
Yes, that's the age old personal finance and money question if there ever was one. We all want to be given "the number" to shoot for and desire to know how close (or how far) we are to that target.
If you're like my wife and I, you wonder whether you are doing it right or not. You are constantly discussing money matters over dinner or during a long car ride.
Maybe you worry about how you will be able to afford your own home. If you do own a home, you may worry about having enough money for the mortgage each month.
Then, there's saving for children. You need clothes, food, diapers, toys, and who knows what else. One day, you will want to send them to college. So, there is saving for that.
Finally, you probably don't want to work for the rest of your life. I know I don't. So, you need to plan for retirement somehow. However, that seems so far off and you just put off doing anything about it.
So, depending on your situation, you are likely asking yourself one of two questions. If you aren't saving, you will want to know how you can get started. On the other hand, if you are saving, you will want to know if you're saving enough.
In order to answer those questions, you have to know your goals and understand the process to achieve them. You also have to make sure you are budgeting properly by using an app like Personal Capital and know your numbers.
Saving money is not a one-size fits all concept. Sure, there are guidelines and we will discuss some of those. But, you need to customize these guidelines to fit your lifestyle and your family's end game.Read more
Think about this:
Where would you be now financially if you never made a mistake with your money?
Would you be financially free?
Could you leave your job?
Would you have a better life without debt?
In today's contributed post, we're going to explore common money mistakes to avoid this year and beyond. Think about the impact avoiding money mistakes earlier in life can do for you in the long-term.
Then, we're going to show you a few ways you can prevent further money mistakes in the future.
If you're the type of person who likes to plan ahead, this post is for you.
Let's get to it.Read more
People that pay off debt do two things very well:
First, they create a budget to understand where their money is going.
Second, they find ways to make money or increase their income to pay off debt faster.
If you need to learn how to make money and pay off debt this year, you've come to the right place.
Let's face it:
Things are hard once you reach adulthood.
You're trying to build a life for yourself and family. It's not as easy as we think.
Lay offs happen. Incomes don't always rise. Expenses just keep piling up.
And, for many, those darn student loan bills never go away.
If you keep wondering how you're going to pay off debt with no money or with a low income, you're in luck. Today, we're going to show you not only how to get rid of the debt, but budget your money for the long-term.
Then, we're going to also help you realize your ability to make more money to pay off debt, save, and live the life you want for your family. Sound like a plan?
Let's start paying off debt and making some more money then. Shall we?Read more
Do you want to learn how to make money? I'm not just talking about from your job. I'm talking about a side business or side hustle.
You can make money doing these things online, from home, and even with an injury or disability. After all, it's tough out there. We all need ways to bring in more income and we want to know how to make money fast.
Consider Steve Chou from My Wife Quit Her Job. He and his wife, Jennifer, started a few online businesses generating six figures. There first was an online store.
This was all centered around Steve's desire to learn how to make money (and more of it) to support their lifestyle so his wife could stay at home with their children. She was making six figures from her and losing that would be quite the blow.
In all honesty, that is part of the reason I started this blog. I wanted to allow my wife to stay at home with our son (and now daughter as well). It wasn't a decision we took lightly, but learning ways to make more money online has helped ease the financial pressure significantly.
We explore how to make money online (and offline) today based on research of my own and contributions from others. I hope you enjoy it and let us know if you have any questions.
Have you always wanted a whiteboard in your office or kids' playroom, but didn't know how to make it happen? Well, we have 5 super simple DIY whiteboard tutorials that can give you that coveted whiteboard this weekend.
You just a few things to get started and a little time -- and you can get this done quickly. Check out the whiteboard tutorials below and create that space for your ideas, goals, or kids' artwork.
Looking for awesome eats for your fantasy football draft party?
With the excitement of another football season comes the pastime of the fantasy football draft. And with the fantasy football draft comes (if you do it right) a kickass party everyone looks forward to each year.
Now, whether you're a man or woman and no matter if you have a family or not, I've compiled a great list of delicious food for your party. I mention family because not everyone is lucky enough to get an entire night away for a fantasy football draft. So, these awesome eats for your fantasy football draft party will be a hit with the kids as well!
Time to eat up! And, hey, make sure you do your research on your picks too.
Related articles to awesome eats and meal prep on a budget:
What's on NFL players' workout playlists? That's a question many football fans have it seems. We enjoy having a connection with our 'heroes' and it can be exciting to share a common bond (no matter how small).
In that vain, I did a little research to find some of the top songs on NFL players' workout playlists. We have the likes of John Jenkins, J.J. Watts, D.J. Fluker, Audie Cole, Richard Sherman, Terrance Knighton, Von Miller, Brandon McManus, Dane Fletcher, Chandler Jones, and even Russell Wilson and Tom Brady.
Now, picture this. You're in the off season or training camp, pumping iron or doing conditioning runs. Or you're about to come out of the tunnel to thousands of screaming fans on any given Sunday.
Pick that song below that will pump YOU up!Read more
How would you like to save $1,000 fast? We are all looking for ways to save more money to fund family trips, our own retirement one day, and the kids' college fund. That's why today I'm sharing some life hacks to save money quickly. These are things we all can do to bring in extra money or stop spending money in certain areas.
Before we dive in, tell me if this sounds anything like you. You’re constantly trying to pay the bills and have just enough to cover the necessities each month.
Your monthly visitor, the credit card bill, loves dropping by or sending you emails to remind you how long you will be BFFs. Student loans continue to be an albatross around your neck and there really is no end in sight.
Sure, you want to save money and put your family in a better financial position, but every time you get a little momentum, SOMETHING ELSE goes wrong. And it’s … here we go again!
I get it. I know it sucks and I’ve been there countless times. Heck, Anna and I still run into problems and struggle with our budget. I’m right there with you and I’m by no means perfect.
That said, I have learned a thing or two about saving, budgeting, and making money. So, let me share some of those ideas, tips, techniques, and methods with you. This is not an exhaustive list, so if you want to chime in please do so in the comments.Read more
As I considered writing about these top 10 best half marathons in the United States, I knew I had to recommend some that I ran. I mean if I just threw up a list of a bunch of races that I had no experience with, what fun is that?
Instead, I'll confess upfront that I ran the Blue-Gray Half Marathon in Gettysburg in 2016, the Trenton Half in 2015, and the Delaware Canal Half was the one I actually trained for the first time in 2014. As for the Philly Half, I didn't run the half marathon course, but I did run the marathon course. So, there are similarities.
What I believe you will enjoy about these races listed here is that they have a mixture of beautiful scenery, a challenging course for runners of all ability levels, and just a fun racing atmosphere. It is races like these that you train to begin with. The energy level on race day at these events makes you feel like a true athlete (and that's because you are).
Now, let's just right into it. Here are the top 10 best half marathons in the United States of America according to yours truly!
Are you courageous enough to try a military workout? Even though I’ve run five half marathons and one marathon, these workouts are incredibly intense. After looking at what some of the basic training routines require a person to do, it is no wonder the United States has the best military in the world.
The training is second to none.
Now, I haven’t tried these myself yet. Frankly, aside from the running, they’re pretty intimidating and I doubt I could get through even half of one session! That said, it would be fun to give them a try.
I have 6 military workouts below that you can try at home. Here’s how it will work. I’ll provide a portion of the workout below along with the resource article. This way, if you like a particular military workout, you can check out where to get the full routine.
See if you have what it takes. Let’s go, plebe!Read more