Selling Your Second Hand Items: How To Get The Most Money

I have a great contributed post for you today on selling your second hand items. It’s for informational purposes only, so please consult a professional before making any money decisions and assessing the value of your items. Got it?

selling your second hand items

We could all use a little extra bit cash in our back pocket, and some extra room in our home (after all, plenty of presents are on their way!). You can kill two birds with one stone by selling your second-hand items.

Why not get some cash for it? Here’s how to get the most money for your second-hand goods.

Scrub It Well

If you’re considering selling an item, then it’s likely that it has been sitting in a cupboard, untouched, for many years. Before you get to the selling part, make sure it looks presentable, and that any errors with the item have been fixed. If you still have the original packaging, then you’ll be able to sell your item for more. But don’t worry if you don’t: if it looks in good condition and is well cleaned, then it should still attract a good value.

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Trash to Treasure: Clear Out Your Unwanted Stuff and Create Some Cash

I have a great contributed post for you today on clearing out unwanted stuff — and going from trash to treasure! It’s for informational purposes only, so please consult a professional before making any money decisions and assessing the value of your items. Got it?

trash to treasure

Everyone’s household gets to the stage where it needs a good clear out. You have drawers bulging with miscellaneous knick knacks and cupboards piled high with unspecified objects. You really need to have a home detox before your friends and family come round to visit.

So where do you begin when it comes to tidying up the house? I bet you didn’t realize that there are infinite amounts of treasures hidden amongst your clobber. Not only can you have a major clear up, but you can make yourself a bit of extra money in the process. There are so many of your ancient possessions that would be worth selling or trading in.

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Budget-Friendly Renovations: Jobs You Can Do Yourself

I have a great contributed post for you today on budget-friendly renovations. It’s for informational purposes only, so please consult a professional before making any decisions with money or using proper DIY tools. Got it?

budget-friendly renovations

Are you renovating an old house or are you keen to make a few improvements at home? We all know that restoration and redecoration costs can spiral out of control, and most of us are eager to try and save wherever possible. If you’re an ambitious amateur when it comes to jobs around the house, there are plenty of things you can do that could save you money. Here are some of the best examples.

Clearing the site

If you’re taking on a major restoration project, there’s every chance that you’ve inherited a property or a site that is laden with items or materials you won’t want or need. Before any work starts, you’ll need to clear the site. You could pay somebody to do this, or you could hire a skip and get some friends around and do it yourself.

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What To Do When Your Bank Account Is Hacked

I have a great contributed post for you today on what to do when your bank account is hacked. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

bank account is hacked

The idea of finding that someone has been accessing your bank account is incredibly scary. For most people, this part of their life is something they want to keep tightly guarded, giving them protection when they need it most.

Of course, though, you can’t assume that you’re safe, especially with so many ways for people to access your funds. To help you out when you need it most, we will be exploring the process which should be taken if you ever find your finances compromised.

When You Notice The Issue

The moment you first notice the issue with your accounts is when you should start taking action. Criminals move quickly, and this leaves you without much time to stop them. Below, you can find the three stages which this should come in.

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Strategies for Reducing Financial Stress During the Holidays

I have a great contributed post for you today on reducing financial stress around the holidays. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

reducing financial stress

Stress is a common health issue for many Americans; however, it is most prevalent around the holiday season. A 2015 survey noted that well over half of three different age groups polled feel additional stress once the holidays begin, and that the greatest source of stress comes from financial worries. Being able to afford gifts for the family, buying holiday meals, and the cost of accommodating house guests often stretches budgets beyond their limits. If you are feeling the pinch of the impending holiday, there are several ways you can reduce financial stress and enjoy all the season has to offer.

Avoid Credit Card Use

You might feel compelled to buy gifts for your extended family or their children for Christmas, especially if they are staying with you over the holiday. If you lack extra cash, you might turn to your credit cards to buy these gifts. However, doing so may create the added stress of paying the balance when it comes due.

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Health Benefits Of Sleep & How To Get A Good Night’s Rest

Hey, I got a contributed post here that I think you’ll enjoy on the health benefits of sleep. But, hey, it’s for informational purposes only. So, double check with a medical / health professional on any of the below since I’m not one. Got it? Enjoy!

health benefits of sleep

Everyone looks and feels awful when they haven’t had a good night’s sleep, but the importance of sleep goes far beyond dark circles and baggy eyes. In fact, sleep is so important for your health that those who get less than five hours of sleep tend to have a shorter lifespan than those who sleep for more hours a night.

Sleep also helps to reduce stress, improve your memory, your performance, and your overall quality of life. Unfortunately, lots of people struggle to get to sleep at night, and since you’re here reading this, it’s likely that you’re one of them. Here are some things that you can try to get a good night’s rest.

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8 Steps To A Healthy Bank Balance Starting Today

I have a great contributed post for you today on how to maintain a healthy bank balance. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

healthy bank balance

Sometimes checking that your bank balance remains healthy is the last priority on everyone’s list of things to do. Often this is because tackling financial issues can seem overwhelming, there is so much information on the Internet that it becomes very confusing and sometimes it’s difficult to decide what to do first.

Fear is another factor that stops people from actioning plans, this may be due to the fact that you don’t want to know how much debt you’re actually in or maybe you are afraid of swapping banks and finance products, as you have been with the same one for years.

The following tips may help you get on track.

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5 Reasons To Save For The Holidays

I have a great contributed post for you today on how to save for the holidays. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

save for the holidays

There are so many special occasions, events and dates every year. Nobody wants frugality to get in the way of enjoying them. This is why it can be really helpful to have a savings pots for them.

There is no right or wrong amount to put away, but it’s certainly worth starting sooner rather than later. Having a fund you can dip into to bring something special to each celebration can be very handy.

Here are 5 reasons and, of course, 5 ways that you can create a fund big enough for a big occasion.

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The Spender and The Saver: Finances For Very Different People In A Relationship

I have a great contributed post for you today on finances for different people in a relationship. It’s for informational purposes only, so please consult a financial professional before making any money decisions. Got it?

finances for different people in a relationship

The lady of the relationship is a saver. Let’s call her X.

X is always in charge of her finances. She knows what her checking account balance is at all times. When she makes a big purchase, she doesn’t do it with cash– she buys it on credit, collects reward points, and then immediately pays it off with cash. There’s not a financial tip she doesn’t know; not an opportunity she hasn’t explored. When it comes to finances, X has got it all figured out.

X is in a relationship with Y. They’re happy; they get on great, they make each other laugh– but they have radically different ideas about how money should be managed. Y is a spender. He practices the philosophy of “you can’t take it with you!”; money is to be spent, to be enjoyed. He has a little credit card debt, but he’ll still make big purchases from time to time. When it comes to finances, Y tends to struggle.

X and Y have a great relationship — except for the money management.

The above is an example of a relationship dynamic that many people experience. One person is The Saver; the financial whizz who manages their finances with a rigorous accuracy. The other is The Spender; money is to be enjoyed and savings are a waste of time.

Can a couple like this ever survive?

If you’re in a similar relationship, never fear: the answer is yes, but you’re going to have to work through a few issues first.

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The Ultimate Guide To Restoring A Country Cottage

I have a great contributed post for you today on restoring a country cottage. It’s for informational purposes only, so please consult a financial, real estate, and/or legal professional before making any major decisions. Got it?

restoring a country cottage

To some people, buying a finished home really isn’t what they want to do. Because it never really feels like their own. Instead, they’d much rather buy a bit of a fixer-upper and take the time to put their own spin on things.

And although they can take a long time, can be expensive, and tend to come with a lot of stress, renovations are always worth it. Because taking an old property and giving it a new lease of life is something really exciting to see. While many different houses can be incredible when they’ve been jazzed up, there’s nothing quite like seeing a country cottage come to life.

If it is a country cottage that you’ve always wanted to restore, then you may want to take a different approach than if it were something in the suburbs or in a bit city. Because the results will often be quite unique. You’re going to want to ensure that you create something that really comes alive, but also that has its own kind of country personality about it.

So, if you have recently bought yourself a fixer-upper in the countryside, or you’re thinking of purchasing one, here’s how you could look to go about restoring it.

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