Employee Rights: What You Should Know

Listen up:

As a worker bee, you get certain employee rights.

Check out what these rights in today's contributed post. We have the essentials to what you should know about employee rights in the workplace.

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There are a lot of great employers out there that will do everything in their power to look after their employees and make sure that they’re happy in the workplace.

Unfortunately, there are also a lot of other employers who aren’t quite so good.

In fact, there are some companies that just want to get the most work out of their staff without having to give anything back.

The good news for you is, you have rights as an employee.

And those rights come with certain entitlements, whether your employer wants to give them to you or not.

But a bad employer is going to try to get out of their responsibilities either way. So, it's important that you understand what you’re entitled to as an employee.

These are the basic rights that all employees have in the workplace. Read more

Money And Relationships: What Couples Should Know

Question:

What do you know about money and relationships?

Most likely answer:

Not much. Well, it's awesome for you then that we have a great contributed most on money and relationships. Time to get the scoop.Read more

Save Money On Your Electric Bill With This One Hack

Shocker:

It would be nice to figure out how to save money on the electric bill.

Well, in today's contributed post, we learn one simple way to do just that. Let us know what you think in the comments and tell us your hacks for saving money.

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The cost of living is getting high every day.

The money one used to spend years ago is much less when compared to whatever is being spent today.

Expenses have greatly increased to a point that your salary at the end of the month is hard to plan for. This has called the need to start saving or reducing on how much you spend on unnecessary items.

Not by making your life hard but changing the little things you do in life.

Identifying your expenses and trying to reduce on things you do not need and allocating that money to other useful ways is the smart move.

Read more

Couples Money: How To Handle Finances In A Relationship

Get real:

Couples money is an important topic in any relationship.

After all, it is often stated that financial worries are one of the leading causes of divorce.

The vast majority of couples will almost certainly argue about money at some point over the course of their relationship.

When two people combine their lives, discrepancies in attitudes to finance can become dominant, creating rifts and problems that can take years to resolve.

Given the stress that finances can place on a relationship, it is helpful to put this issue front and center right from the start of a relationship.

Sure, couples may not want to discuss money. But, if the relationship is getting serious, it can be beneficial to sit down and discuss some financial topics in an effort to prevent problems in the future.

Below, we’ve put together a few pertinent questions that couples should be willing to ask one another, as well as ideas for solutions for any problems that may be identified. Read more

Cryptocurrency Safety: 3 Best Security Tips

Question:

Do you own cryptocurrency?

If so, how secure is it? Have no idea? In today's contributed post, we explore cryptocurrency safety and 3 ways to keep your investments safe.

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Owning a cryptocurrency is a lot safer than most places you can keep money because blockchain technology makes it much harder for hackers.  

Threats are always there though and as new scams pop up, new security measures will have to be found.

So far, fake wallets have been used to trick people, and hackers have demanded blackmail payments in cryptocurrencies because they are not so easily traced.

Cryptographic keys have been stolen, and fake cryptocurrency schemes set up.

What steps can you take for greater cryptocurrency safety and protecting your investment?Read more

Home Loan: 6 Ways Families Can Save

Let's get something straight:

Getting a home loan isn't a simple process. 

In today's contributed post, the great folks at RateCity help us navigate the home loan waters. Check it out and let us know what you think!

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Saving up for a home deposit can be quite a tricky feat no matter what financial situation you are in.

For starters, you will need to save the deposit before being able to apply for a home loan.

Other considerations such as your income, credit score on RateCity and credit history are also determinants of attaining your home loan.

However, your priority is to rake up your savings to accumulate funds for the deposit.

Although property prices are continuing to rise in many markets, the home ownership dream is still attainable. Here are some ways you and family can save for a home loan.Read more

Financial Advisor: Why It’s Worth Having One

Question:

How important do you think having a financial advisor is?

For some, it could be the key between a happy retirement or crushing debt. In today's contributed post, we explore why it's worth having a financial advisor.

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If you are looking to make an investment, purchase a financial product, or plan for your future, the question of whether you need a financial advisor or not is something which is likely to pop into your mind.

It is also a question that requires a lot of thought as it depends on several factors unique to you and your set of circumstances, such as how complex your financial situation is and what both your short-term and long-term goals are.Read more

Finding An Office Space For Your Business: 4 Things To Consider

Business owners:

Your staff are the most important part of your company.

So, it's important to provide them with a proper office space. In today's contributed post, we explore finding an office space for your business that's suitable for your employees.

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Think about it:

Without a good team, you won’t have a working business.

But those staff also need a good office space to work in if they’re going to realize their full potential.

People often underestimate just how important it is and they think that it’s just a case of finding an office space that’s big enough and filling it with some desks.

But in reality, there’s a lot more to it than that.

If you don’t create an office environment that promotes hard work, your business won’t be anywhere near as effective as it could be. These are some of the best ways to make your office environment more efficient. Read more

Reduce Debt Stress: 8 Ways To Live Healthy

Understand:

Debt is stressful and pervasively chronic.

It never seems to go away despite your best efforts to clear it by making regular monthly payments.

It is a major stressor that just doesn’t go away but you can still live healthy under debt. Today's contributed post will help us learn how to reduce debt stress once and for all.

All it takes is to know how to manage your debt by ensuring that it doesn’t run out of control, depending on how much you actually owe.

A small debt can easily be managed by keeping up with your payments while a large debt will need a more concerted effort combined with outside help from debt consolidators and credit counseling agencies.

Here are 8 tips to help you live a healthy stress-free life while struggling under the emotional effects of debt.Read more

Kid-Friendly Home: 10 Ways To Get It Right

Designing a kid-friendly home:

You may be asking yourself, "What the heck does that mean?"

Luckily for us, James Forrester offers some excellent tips on how can keep our homes kid-friendly in today's contributed post. Check him out at KeepGunsSafe.com.

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Clearly, immaculate interiors look lovely. But, they seem to only exist in magazines and coffee table books and almost never in real life.

For those with children, it might only be a wishful dream!

Childproofing your home may limit the design and décor possibilities, but that doesn’t mean your home needs to be without style! Let your creativity prevail with our tips for designing a kid-friendly home.

We hold a great deal of respect for parents who can keep their houses pristine and well-decorated while having children around at the same time.

These kid-friendly home tips, coupled with an eye for good design and improvisation, can make both the parents and children love the place they call home.Read more