Category Archives for Voices

Health and Money: How To Prepare Your Finances For Your Future

  • December 2, 2018

health and money

Curious about health and money?

Sure, it's always fun trying to figure out these two subjects. Fortunately, today's contributing blogger provides some great insights in this post.

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Your health is one of your most valuable assets and yet many people simply don’t make the connection between financial well-being and physical well being. But this isn’t about being wealthy; instead, you should be looking at how you can best use your financial plan to ensure that no matter what happens, you are prepared.

Though you are likely to be familiar with investment planning, business planning and retirement planning, financial planning for health is quite different. You need to anticipate the best case and worst case scenarios, knowing that it is likely you that you will have to deal with some sort of health issue at some point.

While having savings should be a part of your financial plan anyway, you should also consider that you may need access to money should you fall ill or get into an accident. But this isn’t the only thing you can do to protect yourself from the financial implications of poor health.

Check out our health and money tips.

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Successful Investing: Action Plan For Your Money In 2019

  • November 29, 2018

Successful Investing: Action Plan For Your Money In 2019

Wondering what successful investing looks like?

It's a process, not an event. Check out these 4 tips to get started this year.

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Investing is one of the most telling ways of making money in the future and a great way of getting a handle on your money. 2019 is going to be a big year for a lot of investors, and you need to find out as much as you can to make sure it’s your year to shine. This means you need to keep on top of your finances more closely and think about how you can invest better.

There are a lot of things you can do that might help you to make the most of your investing, and you have to make sure you have some sort of action plan to help you make the most of your investment opportunities. This is something that a lot of people don’t take the time to do, and they often suffer as a result. Here are some tips for a successful venture into investing in 2019. Read more

Taking Financial Responsibility For Yourself

  • November 29, 2018

Taking Financial Responsibility For Yourself

How would you rate yourself on financial responsibility?

Are you an big fact 10? Or more of a 3 or 4? See how you stack up with today's contributed post.

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While most middle-aged people have figured out how to stand on their own two feet and remain dependent on themselves in order to afford life, many young people struggle with this. It takes time to learn how to be an adult, and sometimes this can lead to us making strange choices in our youth that affect us financially.

Of course, there are no tricks to help us with this. Even those with an affluent background can waste much money if they don’t know how to course correct and become a better handler of their finances. Not all of us have that luxury, and so taking financial responsibility or ourselves is par for the course, an absolute necessity if we’re to live our best lives.

Sure, there are so many financial considerations in life, and it’s important to know how to apply yourself in these variant fields for the best success. Thankfully, we have rounded up a few tidbits of advice to help you through.Read more

How Do I Qualify For A Small Business Loan?

How Do I Qualify For A Small Business Loan?

Do you need a small business loan?

If you're an entrepreneur, this is a question you're probably asking yourself. Today's contributed post provides some great details to get started with business financing.

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A small business loan is a funding solution that is different from the traditional procedures to obtain a loan. The owners of the small business opt for this loan because they have limited collateral resources and their business carries a higher risk.

All these factors make it difficult for small businesses to obtain a loan. As the start-up businesses are risky ventures, lenders usually do not want to invest their funds where there is a high risk.

When the small business is refused loans by the banks, they ask for funds from family members, close friends, and organizations who take risks for their businesses.Read more

6 Essential Financial Rules Everyone Should Know About

  • November 29, 2018

6 Essential Financial Rules Everyone Should Know About

Do you know these 6 financial rules?

That's the question for today -- and this contributed post has the answers.

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Most people spend cash and swipe their card on various things, almost every day.

Personal finance is usually not taught in schools; so, you begin to learn the truth of maintaining your money in the harshest way possible, by almost running out of it. This reasoning is a recipe for disaster.

In this article on financial rules, we will walk you through the best suggestions you can use to create a sound financial lifestyle for yourself.

You can also earn extra cash by engaging in paid surveys, visit here to know more.Read more

4 Cash Flow Mistakes New Businesses Must Avoid

  • November 27, 2018

4 Cash Flow Mistakes New Businesses Must Avoid

Hey business owners:

Are you making any of these 4 cash flow mistakes? Check out what today's contributed post says and see how you measure up.

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There are a lot of well-known things a business must have in order to be successful:

Good ideas, a strong staff, and so on.

But one area that’s often overlooked - yet which is very crucial - is cash-flow.

While some companies think about profits, it’s cash-flow that’ll determine long-term success.

To make sure you don’t make the same mistakes that others have made, we’ve put together some common errors that new businesses typically make when it comes to making sure there’s enough cash in the proverbial cash register. Read more

How Healthy Living Can Be The Best Decision You’ll Make For Your Finances

  • November 27, 2018

How Healthy Living Can Be The Best Decision You’ll Make For Your Finances

Worried about how healthy living will affect your finances?

Being health conscious can take a toll on your bank account. Today's contributed post addresses how to stay healthy on a budget.

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Living a healthy lifestyle is something we should all think about doing if we want to have a high quality of life. However, many people don’t do this, or do it for all the wrong reasons.

Focusing on living healthily should be considered a lifestyle change, and not something you should plan to do short term.

Wanting to improve the way you look is fine, but you should also focus on the way you feel and the other great benefits that living healthily can have on your life.

In fact, living a healthy lifestyle can be the best decision you’ll make for your finances.

Want to know how healthy living and your finances go hand in hand? Read on to find out to start living healthy today.Read more

Why A Side Hustle Is A Great Opportunity For You

  • November 27, 2018

Why A Side Hustle Is A Great Opportunity For You

Have you considered starting a side hustle?

If you've ever thought of starting a side business, but not sure how, check out today's contributed post.

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We’ve talked a lot on this blog about how a side hustle can be a great opportunity for just about anyone.

Nonetheless you may still be on the fence about it. No matter how many side hustle success stories you have and no matter how many great ideas you have for potentially lucrative side businesses, you’re still unsure whether an additional enterprise is for you.

While we all have different personal, financial, career and familial circumstances, if you have the ambition, the drive, the discipline and the “success mindset” required there’s a great chance that a side hustle would be a worthy pursuit for you.

Nonetheless, it is of particular benefit for you if you fall into any of the following groups.Read more

Cheap Family Fun: 5 Ideas That Won’t Break The Bank

  • November 27, 2018

Cheap Family Fun: 5 Ideas That Won't Break The Bank

Looking for some ideas for cheap family fun?

Yes, parents, it is possible. See what the author of today's contributed post has to say.

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Spending time with family and having fun together is what we’d all prefer to do, but it’s not always easy to come up with something new and exciting.

Particularly not when the budget is rather tight - sure, heading off somewhere would be great but everything is so expensive.

Luckily, there are a few ways to have fun as a family without having to spend all of your savings. That way, you can enjoy each other’s company without having to feel guilty about spending the money you were supposed to be saving.

Here is a handful of great things you can do together this weekend in case you need a few ideas for cheap family fun to get you going.Read more

Making Money Without Financial Know-How

  • November 27, 2018

Making Money Without Financial Know-How

Want to begin really making money?

It's possible according to the author of today's contributed post. Check out the financial tips below and see what you're made of.

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For many entrepreneurs, the idea of building a profitable business or side-hustle is closely linked to the deep knowledge of financial markets and economic conventions. Consequently, the preferred route to entrepreneurship is to head back to university and polish your financial know-how of the business world.

It is unclear where the belief that one needs to understand complex items such as stock market and trading taxes comes from. But the truth is that it often stops enthusiastic independent professionals to launch their first business.

The reality of the business world is that you need to identify a profitable niche to make money. But knowledge and understanding of the financial market and regulations don’t have to play a significant role in your success.

In fact, you can build a side hustle without ever needing to attend any lecture about the transaction about how to maximize your money. While it’s not to say that financial education can’t prove useful, it certainly is no necessity to reach your goal.

Making money with your solo enterprise can be as straightforward as understanding people. Indeed, when you develop an in-depth knowledge of human psychology, you can actively target the right spots to boost your business and really start making money. Read more