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Disclosure Policy and Disclaimer

Disclosure Policy

Much of the content on contains affiliate links.  If you click on an affiliate link and buy something, the site owner may receive a very small commission.  It does NOT result in additional charges to you or cost you anything extra. Mentions of associated products/services/businesses within the content of this site may or may not be noted as an affiliate in every reference.  The affiliate money the site owner earns per month helps pay the fees to keep this site up and running. Thanks so much for your support! participants in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

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The site owner is sometimes compensated to provide opinion on products, services, websites and various other topics.  Even though the site owner sometimes receives compensation for posts or advertisements, the site owner always provides an honest opinion, finding, belief, or experience regarding those topics or products.  The views and opinions expressed on this blog are purely those of the site owner.  Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.


This site and its content is intended to be used for informational purposes only. You are responsible for your own personal finances and overall health.  Site owner is not a licensed financial, health or fitness professional.  Any content included here merely provides an opinion based on the content author’s experiences and personal knowledge.  Actions taken by reading or viewing site content is the reader’s responsibility.  Please seek professional advice and counsel before acting on any information you may read or view on this site.