If you're reading this, I'm earning money. Thanks for helping to feed my family. Please see our disclosure for more information. Also, any advice provided is for informational purposes only. I'm not a CPA, lawyer, or doctor, although my parents wanted me to be all three. So, talk to a professional before acting on anything you read below.
The cost of healthcare around the world is rising and rising. No matter where you are, you are paying more, whether that's for insurance, out of pocket expenses, eyeglasses and hearing aids - it all adds up. Usually, people will tell you to make savings in other places and not where your health is concerned, and usually, they would be right to advise you as such. Your health is vital, and you should be doing everything that you can to have the best of the best in the world.
The problem is that this costs more and more money. It doesn't matter if the country that you're in has some of the best healthcare around the world; you still have to pay for that healthcare. If you can save a small fortune on your health, wouldn't you? Below, we've put together five ways you can make savings on your healthcare without compromising on the care that you are getting.
Most healthcare services are covered in full by your insurance. Some others aren't covered and require you to pay out of pocket - which can be pricey. When it comes to dealing with a physician in the doctor or the hospital, ask whether certain services are necessary. Always ask before tests are run, or they will cost you later on. There are already too many people paying for services that are not necessary but that the doctor will order anyway.
This is not a suggestion to skip the doctor if you really feel that you need one; however, you can do a lot of things by yourself before you head to the doctor. You can learn more about handling your own health at home online, and you can ask for advice from a pharmacist before you have to head to a doctor. Over the counter medications are there for a reason, so do what you can for your health before you are charged by someone else for it.
Brand name medications are usually those that people are attracted to, and that's not because the drug is necessarily any better. The cheaper medicines that you can buy over the counter do the same job, with the smaller price tag to go with them. Take note of the generic brands: same medicines, different names.
The best and cheapest way to help your health is to ensure that you are eating less and moving more. The healthier your lifestyle, the less likely you will need expensive medical tests and medications. Stress reduction is also vital for long term health - so it's time to be real about what's getting to you.
For some, going abroad can be a cheaper alternative to their health woes. Going abroad doesn't mean going cheap on your quality - just on the cost of the exact same procedures! Don't let money stop you from being healthy - not when you can find cheaper alternatives elsewhere.
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