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Today's contributed post explores alternative insurance policies you might want to consider.
Love to hear your thoughts on these and your personal experiences.
Are they worth it?
You should consider taking out a few different insurance policies throughout your life.
When you take out an insurance policy, you pay a monthly sum of money to a professional provider who then agrees to take some sort of positive action should something negative happen to whatever it may be that you have insured.
If you have insured an object, an insurer may repair or replace it should it become damaged or lost.
This is the most common type of insurance, but there are other forms of insurance out there. Here are just a couple of alternative forms of insurance that you might want to consider!
Sure, travel insurance can cover your belongings while you are away from home. If you damage or lose something, it will generally be repaired or replaced.
However, travel insurance covers much more than belongings alone. It can cover medical bills should you need any sort of medical treatment while you are away too!
Life insurance is a policy that you don’t directly benefit from. Instead, this is a type of policy that is generally taken out with beneficiaries or dependents’ best interests in mind.
If you pass away while your policy is in place, these individuals will receive a pay out that can be used to prevent them falling into debt while they mourn and find work of their own.
If you are wondering “How much life insurance do I need?”, the infographic below should be able to give you a little more information.
Infographic Design By How much life insurance do I need
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