If you're reading this, I'm earning money. Thanks for helping to feed my family. Please see our disclosure for more information. Also, any advice provided is for informational purposes only. I'm not a CPA, lawyer, or doctor, although my parents wanted me to be all three. So, talk to a professional before acting on anything you read below.
These days we’re all looking to save money. And since most of us are attached to our phones, it only makes sense that we have apps that save money at our fingertips.
It's hard saving money in today's America. It seems like every time we turn around, there is something grabbing at our wallet. We live in a culture where spending and buying is thrown in our faces constantly. Everywhere we turn there is an ad for this product or that service. It can be pretty overwhelming at times if you ask me. We’re under constant stimulation and it can be tough to not give in to the temptation.
Well look, I’m here to help. Below are apps that save money for you -- and even make you some money. No, you’re not going to get rich. But, these apps can help you stick to your budget and even help come in below budget! What a novel idea, wouldn’t you say?
I included my referral link for each app, but you’re under no obligation to show me some love. Although, yes, I do appreciate it. Regardless, sign up for them, check them out, keep the ones you like, ditch the ones you hate, and start getting on a path to saving money.
Note: In a previous version of this post, I recommended an app called MileUp. However, after the benefits of the app that made it great were changed by the creators, I decided I could no longer recommend it to you. I since deleted it from my phone.
If you're a big fan of Target like my wife and I are, you will love their Cartwheel app. With it, you can earn 5% to 50% off certain items you purchase in-person at a Target store. They just scan the bar code for you at check out.
To save even more, you can combine these savings with Target's REDcard and other coupon offers. I mean it really is a no-brainer.
Also, with Cartwheel, you can use every offer to purchase 4 items -- and you don't even need to do it simultaneously. It can even be done on different days.
So, this is a pretty sweet deal. One, you get the Cartwheel app savings. Two, you get more money off with any coupons you have. And, three, you get another 5% off with the savings from your REDcard. How does Target make a profit?
Get the app and save yourself some dough!
I’m sure you’ve heard of Ebates by now. You have probably even downloaded it at some point. But, are you using it? You should – and I include myself in this category.
Ebates helps you earn cash back at all of your favorite stores. So, your online shopping experience – which, let’s be honest you’re going to be doing anyway – becomes a way to earn and save some money in the process.
Well, Ebates actually makes an affiliate commission on your purchase. Then, from that commission, they pay you a portion of it. Then, a few times per year, Ebates will send you your cut of the commission via PayPal or check. Not a bad deal.
Maybe we all should start using Ebates – immediately!
iBotta is another great app for receiving cash back. It allows you to scan a receipt from virtually any major store and receive cash in return for doing some simple actions like watching a short video. It works well for you too if you buy the generic brands. What’s cool too is that you can link a store’s loyalty card too if they’re one of iBotta’s preferred partners.
You also make money on in-app purchases, as part of a team, bonuses offered, and by inviting friends. That’s not a bad deal from only a couple minutes work per work. If you can save your family some money in the grocery budget each week, is it not worth the time?
Have you ever wanted to compare prices of an item while you were in the store? Of course you have everyone does. But, there is comparison shopping and then there's comparison shopping Amazon-style. With the Amazon app, you can actually scan the bar code of the item you're looking at in the store and see if Amazon has a lower price for that item.
You can also do everything you normally would do on the Amazon website. You can check product details, read reviews, and purchase products.
A word of caution from personal experience though. If you're living on a budget, don't set up that "1-Click Purchase" feature because you likely won't be able to help yourself when wanting to buy that e-book you probably won't finish. Or you have a child like my son who likes to take Mommy's or Daddy's phone and buy stuff for himself. Crafty little guy he is.
All of that said, my wife and I love Amazon. We are members of Amazon Prime, which is really nice with the 2-day shipping. So, that makes ordering items and sending them to friends and relatives pretty easy. I also order vitamins for myself on Amazon and pay half of what I would at the store.
So, get the Amazon app and make sure you're not paying full price!
We only get one life. So, why not make it one where we’re smart about our money? Take advantage of any opportunity you can to save yourself some money. There’s no point in going through life with a scarcity mindset. Take the time to go through these apps that save money, figure them out, and keep budgeting, saving, and getting rid of your debt. Doing little things like this add up in a big way in your financial plan. It may not seem like much at first, but it does wonders for you as make your way toward financial independence.
Can you recommend any other apps that save money and make extra money? Please share with us below.
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