Are They Life Lessons? Situations That Can Be A Money Worrier And How To Overcome Them

  • March 5, 2019

If you're reading this, I'm earning money. Thanks for helping to feed my family. Please see our disclosure for more information. Also, any advice provided is for informational purposes only. I'm not a CPA, lawyer, or doctor, although my parents wanted me to be all three. So, talk to a professional before acting on anything you read below.

Life, it would seem to be, is one big roller coaster ride. You have the amazing highs, the climb up to the biggest points, the great life situations that have you beaming from one side of your face to the other. This could be money coming into your life, promotions in your job, starting a family, getting married, life-changing moments for sure.

Then there are the lows. The points in your life that you don’t want to think about, that you would rather forget, but unbeknown to you at the time, you often have to go through these low points to get to the high points. Then lets not forget the moments where you feel you are going through the craziest loops of your life. Life is for living, but while the high moments are just enjoyed, the low moments are often endured, and they feel like they can go on for some time.

To be honest, the high moments in your life are often things that you work towards. You work on a relationship in order to get married one day maybe or have children. You work hard in your career and job always looking for that next move. But the low points can come out of nowhere, you can’t often predict, or they tend to be one of those things that you wished you had thought about before taking action. Here are some of the situations that we can find ourselves in that can be huge money worriers in life. Are they life lessons? Sure they are, and there are often things you can do to overcome them a lot faster, allowing you to get back on that climb to the high points once more.

Debt problems

Not everyone sets out with an intention to get into debt. After all, most people have some from of debt these days and it isn’t so much of a taboo subject anymore. Your house, for example, could be one debt you have in common with the majority of people in this world. Mortgages are a requirement in life these days. But, having said that, the issue with debt can come from the other side of it. The credit card accounts, the store cards, the loans on cars or other reasons. These are the debts that can mount up and often spiral out of control. It is never pleasant to feel in a situation where you have too much debt. Your wages taken away by credit card payments and seeing that even the minimum payment is only just covering the interest charges. The truth is, if you bury your head in the sand it will never get sorted. This is why you need to address any debt you have and take back control. Budgeting and making wiser choices so that you can pay it off faster. It can be done, and with a little effort you could have them paid off in no time at all.

Losing your job

It is not a great feeling to lose your job. A job for so many is your livelihood and only way you can earn a living to pay your bills. Losing that means that you can start to worry about how you will make ends meet. You may lose your job for many different reasons. It could be a restructure in your workplace, you may not be doing it as well as you thought. But the one thing to always take out of this situation is that it gives you the opportunity to make a change. Often people are less likely to change their jobs through the fear of losing their wages, but if you have that choice taken away from you it forces you to take action. This could turn out to be the best thing that happens to you as you find a new job, a different career prospect or even start working for yourself.

Being involved in an accident

You could be going about your day and then the next thing you know you're involved in an accident that wasn’t your fault. It happens daily on our roads, and while you can control your own driving behaviour, you cannot control the actions of others. This can be a big worry, as depending on the injuries you have, it could mean you are out of work for some time. However, situations like this mean that you can take some action and claim compensation for your losses. This is when The Law Offices of Hilda Sibrian could help you present your case and seek any financial reward you are owed. The same can be said for accidents that happen in work. This is why people and companies have insurances in place ot cover these eventualities. You should not have to suffer for a situation you find yourself in that wasn’t your making.

A break down of a relationship

Relationships are a tricky thing at times. You meet someone, you fall in love, you spend time together, maybe live together for a while and often it can end in marriage and starting a family. It is the true fairytale story, but does it last forever? In some cases it does not. No one enters into a marriage expecting it to fail or end in divorce. No one starts a relationship and makes a commitment to intentionally break it. Of course, things happen, actions happen and decisions are made, but the basis of a whole relationship is not taken into account at that time. But, for some couples, you just grow apart. You fall out of love, you want different things and instead of living miserably together it can often mean you are happier apart. Divorce is never an easy thing to go through, and it can be a huge money worry because of the outgoings and the divide of assets that needs to take place. It can also be especially harrowing when children are involved. The best advice is to remain amicable as much as possible. Accepting of situations and also thinking of things logically instead of emotionally will have you dealing with this in the best possible way. Things always correct themselves in the future, it can just be hard to see it at the time.

Past mistakes haunting your present

None of us are perfect human beings, and many of us will have made mistakes in the past. Of course, some people have bigger mistakes in their past than others. Perhaps you committed a crime in your youth, something that you always have to declare now on job applications or explain in situations. It could be mistakes you have made in relationships, marrying too young or not being there for people that you should have been. However, past mistakes can not be undone, but you can accept them and move on from them. If you feel that they are hindering your future, and causing you to not live the life you want to lead take some time out to address those regrets. Look at how you act and feel now, and forgive yourself. Often thinking of these things shows that you have learnt from your mistakes.

Your mental health

Finally, your mental health such as things like depression and anxiety can cause you to worry about your finances. It could be the main reason you feel this way, or perhaps the anxiety and depression are stopping you from working or leading the life you want to live. Mental health is something that needs to be cared for, and often addressing your issues and seeking help and guidance can be the first positive steps that you make to finally getting over it and at least living your life.

Let’s hope that making people more aware of these life lessons can allow you to deal with them instead of letting them stop you.

>