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How To Make Money In 2022: Ultimate How-To Guide

If you're reading this, I'm earning money in some way. I was compensated with money and/or product. Thanks for helping to feed my family. I also may have a financial interest in companies named. Please see our disclosure for more information. Also, any advice provided is for informational purposes only. I'm not an accountant, lawyer, doctor, fitness expert, or nutrition specialist. So, talk to a professional before acting on anything you read, watch, or listen to below. Get your own advice and do your own research. Email me at [email protected] with questions.

how to make money if you have a disability

Do you want to learn how to make money? I'm not just talking about from your job. I'm talking about a side business or side hustle.

You can make money doing these things online, from home, and even with an injury or disability. After all, it's tough out there. We all need ways to bring in more income and we want to know how to make money fast.

Consider Steve Chou from My Wife Quit Her Job. He and his wife, Jennifer, started a few online businesses generating six figures. There first was an online store.

This was all centered around Steve's desire to learn how to make money (and more of it) to support their lifestyle so his wife could stay at home with their children. She was making six figures from her and losing that would be quite the blow.

In all honesty, that is part of the reason I started this blog. I wanted to allow my wife to stay at home with our son (and now daughter as well). It wasn't a decision we took lightly, but learning ways to make more money online has helped ease the financial pressure significantly.

We explore how to make money online (and offline) today based on research of my own and contributions from others. I hope you enjoy it and let us know if you have any questions.

MONEY TIP: Download the list of 10 Best Resources For Making Money and learn about more ways to earn extra income. Plus, you'll get weekly money-savings tips sent to you.

How To Make Money Fast Today

These days, you can make money fast by sitting on your couch or favorite chair and whipping out your phone. There are plenty of apps that will help you make money online without paying anything to do so.

How? With online surveys and online marketplaces of course!

Take online surveys to make money

While online surveys aren’t going to provide you with life-changing sums of money, they can provide you with a bit of extra cash, which will definitely come in handy. This is something you can easily do while you are watching television on an evening.

However, it is important to choose survey websites with care. Some survey sites are known for crashing or not paying out, so do your research beforehand. The most reputable websites will have tons of polls and surveys for you to choose from.

Once you have completed them, you will be credit with points, which can be exchanged for cash you can withdrawal. It is also worth pointing out the fact that a lot of these surveys will require you to enter a competition as part of the process. So, you never know, you could end up winning something too.

Learn more about making money with online surveys.

Make money online by selling things you don’t want or need anymore

This is another way to make a quick bit of cash. It is a good idea to go through all of the items you have in your home, determining the things you want to keep and those you no longer have use for. You can then sell these items via a number of different platforms. You can find out more about selling your old stuff for the maximum amount of cash at

How to make money online by selling items on eBay, Craig's List, and other sites

Of course, selling your items online seems the most obvious solution. Aside from eBay, there are a number of auction websites and second-hand selling and exchange websites available for you to choose from. When using such platforms, it is important to take good quality photographs of the things you are selling, paired with an interesting, easy-to-read description, which includes all of the vital information about the product.

You also need to make sure you get the price right. This is why it is wise to do some research beforehand. By doing this, you can see what other people have charged for the item you are selling. This will ensure you don’t cut yourself too short and miss out on profit, as well as also making certain you don’t price your items too high to the extent whereby no one is going to be interested.

How to make money fast by selling items offline too

Needless to say, you don’t have to go down the online route if you don’t want to. There are a number of other ways to sell the things you don’t want anymore.

You could, for example, host a yard sale. This is a great way to get rid of all of your things in one go, meaning you won’t need to make a number of trips to the post office. Not only this, but yard sales are often a lot of fun too. You will get to socialize with people, and it can be a great day out.

Check out how you can sell those second hand items.

Case Study: How To Make Money with Surveys

George and Kate over at Best of Budgets found a real way to cash in by taking surveys to make money online. They claim to be making $500 or more per month (even up to $2,500) by joining "Survey Clubs."

Head over to their awesome post about making money with surveys and learn all you need to get started.

How To Make More Money With A Side Job (Or Side Hustle)

These money-making ideas require a little more skills or time, but can turn into a nice side income with some simple planning. If you take the time to set a schedule, you can put together a nice second job for yourself with little effort.

Make money online and offline by doing things for other people

One of the best sites for finding ideas to make money fast is TaskRabbit. On TaskRabbit, you can help people in your area with things like moving, furniture assembly, home improvement, being a personal assistant, and heavy lifting. If you have the skills or can carry heavy boxes, this one is a simple way to make extra money.

Who knows? Maybe you can even turn it into something to leave your day job. There are some "taskers" who make $2,000 per week on TaskRabbit.

With that kind of money, it's at least worth a look even if you only need to do it for a short time. Use my affiliate link to try TaskRabbit for yourself.

MONEY TIP: Download the list of 10 Best Resources For Making Money and learn about more ways to earn extra income. Plus, you'll get weekly money-savings tips sent to you.

Why not make money driving with Uber in your spare time?

One of the more epic 21st century side jobs is the Uber driver. This is easily something that can be done to earn money on nights and weekends.

As we discussed in this post, with Uber it's pretty easy to get started:

All you will need to have is a clean driving record, a car that’s both quite new and attractive-looking and a work permit for your area or country of residence. Once you meet those requirements, you are ready to start being your own employer (kind of) and drive customers around your city (and beyond if this is what you want to do) to make some fast extra cash this year.

You can make money delivering food and other items for people

Did you know that you can get paid delivering food, groceries, and other items for people? Of course you've heard of pizza delivery or courier services, but I'm not talking about being another delivery person working for a company. I'm talking about setting your own schedule and making money in your spare time delivering whatever you want.

Money Pantry wrote a rather epic post on how expansive the gig economy is when it comes to delivering items to make money. Here's what they say:

Getting paid to deliver stuff is a great way to give your finances a bit of a boost.

What’s great about delivery jobs is that, for most of them, you get to set your own hours.

So if you work early shifts, and you want to make a bit of extra cash on the side, then you could pick up a delivery order in the evening.

It’s a very flexible way to make money.

This means that whether you’re in need of a new job, looking for part-time work, or just want to make a bit of extra cash for an upcoming vacation or purchase, making cash delivering stuff is a great option for you.

Case Study: How To Make Money Online with Work from Home or Remote Jobs

I've always been a huge proponent of teleworking positions or work from home jobs. These days, I think companies owe it to employees to offer this option to promote work/life balance. Then again, it's also an opportunity for the go-getters out there to earn a nice, steady second income.

Learn more about how to get a work from home position and check out 5 ways you can get a remote job starting today.

How To Make Money With Your Own Business

Have you ever thought about starting your own business? This is something a lot of people tend to overlook, as they assume that it is going to be too difficult. It doesn’t need to be this way. In fact, some of the best businesses stem from a simple idea.

Think of different ways you can make money. What do you have to offer? Perhaps you could offer a service? For instance, could you clean local business offices or homes? Maybe you could set up your own small pet sitting business?

You may also want to think about how you can help people that are in your position. Draw upon your experiences and what you have been through, and think about how this can help you to be your own boss.

Want to start your own business? Start your own blog and be in business today.

Related: How Much Should I Be Saving For Retirement?

Think about it:

Do you really have any clue how much you need to retire?

Probably not.

In our Saving For Retirement Guide, we highlight how much you need to save in your 20s, 30s, and 40s to reach your goals.

Now, think about this:

Can you afford not to read it?

How to make money using the knowledge and skills you already have

One of the best ways to make money with your own knowledge or skills is to start freelancing. Of course, your ability to do this will depend on the type of disability you have, and the skills and interests you have too.

Nevertheless, thanks to the boom of the Internet, there is a wealth of jobs that are available on a freelance basis these days. This includes the likes of content writing, coding, building websites, starting membership sites, and marketing.

Basically, anything that can be done from a remote location can be done on a freelance basis, and there are numerous websites dedicated to this today. All you need to do is create a profile. You can then apply for any jobs that have been posted. If you get accepted, you simply complete the work by the deadline, and then you will receive money directly into your bank account or PayPal account for the work that you have provided.

Here's how you can market yourself as a freelancer.

How to make money with your own brand

You leverage your business using your knowledge and skills and build your own brand. This takes your business to another level beyond just that of a freelancer.

As Rise of the Youpreneur author and entrepreneur Chris Ducker explains in the video below, "A Youpreneur is somebody who wants to build a business around them, their experience, and the people they want to serve." Taken a step further a Youpreneur is "a smart, savvy entrepreneur who builds a thriving, timeless business from the strong foundation of his or her personal brand."

One of the ways Chris discusses making money with your brand in the video is through coaching. He considers it "low-hanging fruit" that you can allows for an easier monetization strategy because of people being willing to pay for coaching and mentoring.

My own experience proof that this business model works from a customer perspective. In the past, I enrolled in a coaching program to take my blogging business and brand to the next level. I was willing to pay for that because I perceived this coaching program to have particular value in that it could expand my business. The individual offering the program actually has a relatively well-known personal and professional brand within the online marketing space, especially as it relates to growing one's email list.

The question is ask yourself is if you're a freelancer, author, podcaster, or just an overall expert in some field, what can you offer that nobody else can't? What twist can you put on an existing service, product, or brand that nobody else can using your own knowledge and expertise? That's the beginning of creating (and profiting off) your own brand. Start there.

How to make money with your own online store

I'll be honest with you. This particular aspect of the online business world has always intrigued me, but I don't have personal experience with myself.

However, given the success of people like Sarah Titus, I may have to reconsider. Sarah is a blogger as well and she makes money selling printables in her online store that focuses on blogging, cleaning, organizations, and recipes. What is amazing is that she made over $50,000 in her first month with her store and hundreds of thousands since. She even has a course called Million Dollar Shop in the works.

Sarah leveraged her blog (which is also very profitable by itself) and created her personal brand around her own online empire. She then tackled the world of Shopify and online stores to expand her business further. This is someone who, after spending 20 years in the online space, really knows what she's doing and capitalizes on opportunity. So, definitely pay attention to Sarah if you're looking to get into this space to make money online.

How to make money with Amazon FBA

Now, you can also go with Amazon FBA (or Fulfillment by Amazon) route. In this case, you have your own products, but Amazon does the work to ship them to the customer.

Jessica Larrew of The Selling Family gave an overview of this concept to Michelle Schroeder-Gardner from Making Sense of Cents in a 2016 interview:

The reason that it is so appealing to sell on the Amazon site, rather than starting your own ecommerce site is you get to use the credibility and advertising that Amazon already has. They spend a lot of money to bring customers to their platform and once buyers buy, they become very loyal!

People with start selling on Amazon FBA can grow a business without having to have employees or warehouses or anything like that, because Amazon does the heavy lifting!

The way we run our FBA business is by doing something called “retail arbitrage”. We buy products from retail stores and then resell them on Amazon. Filling in the gap of products that Amazon does not have in stock, but people want. There are other ways to source inventory, but that is our focus and what we teach as the best way to get started.

Case Study: How To Make Money Blogging

Alex Nerney and Lauren McManus make over $75,000 off of their blogs, Create and Go and Avocadu. Create and Go helps people learn how to make money money blogging and Avocadu focuses on helping people lose weight. What started out as a part-time side business became their full-time job. They left their day jobs -- and blog and sell courses.

While I'm not at their level yet, I make a consistent $2,000 to $3,000 from my blogs. Check out this post for a glimpse as to how I did it. Also, sign up for my FREE 5-Day Beginner's Blogging Course to get started making money with your own blog.

Renting Out Property You Own

Rent out your driveway or parking space

A lot of people don’t realize that they can rent out their driveway or parking space. This is a good way to make some extra cash, especially if you live in a business area, which is nearby a lot of businesses and offices. In such towns and cities, car parking space is often at a premium. You will see a lot of people who spend their mornings driving around trying to find a spot for their vehicle.

It is also likely that there are a lot of people that are spending a fortune in terms of car parking expenses every day. This is where you come in. By offering up your driveway space, you provide someone with a consistent place to park their vehicle every day, and probably a space that seems a lot safer than where they are parking at present. It is not hard to see why this would appeal, is it? This could give you a good chunk of monthly income.

However, it is important to note that this is something you can only take advantage of if you have a garage or driveway for people to use. You cannot rent out your spot on the main road. This is considered council space, and so you could find yourself in a bit of trouble if you try and rent this out.

Moreover, if you live in a rental property, it is a good idea to run the idea past your landlord first. You may find that they want a chunk of profit, which can be a little bit disappointing, but you’re still going to make more money than you would if you did not rent out your driveway at all.

You can make money with your home while on vacation

By now, I'm sure you've heard of AirBnB, right? Well, since you're going on vacation or a few long weekends every year anyway, why not use that time to make extra money?

This especially goes for those of you who live in a tourist area. Rent out your place on AirBnB or a similar website and make money while you're on your own vacation.

By setting yourself up to bring in money, you can offset your expenses while on vacation. Heck, if you play your cards right, you could even come out making more money than you spend while on vacation. Now, wouldn't that be something?

Use my affiliate link for AirBnB to get $40 towards your first trip. Try it out and also list your home with them. Not a bad deal.

Case Study: How To Make Money With A Second Home

I spoke with Bob Milne, COO of Vacasa, to talk about why people should rent out their second homes. He had some great insights for those of you unsure about renting out your second home, but also worried about leaving the house sitting there for months on end used.

Here's what Bob had to say (and it might convince you otherwise):

Renting your home out is an easy way to earn extra money on an under-utilized asset. Plus, with the new caps on deductions for mortgage and property taxes, it no longer makes financial sense to leave your vacation home empty. Operating your home as a business by welcoming guests can help you recoup some of those losses—and not just the deductions associated with mortgage interest and property tax. Most vacation homeowners who keep their homes on the rental market will also be able to deduct expenses such as HOA fees, maintenance expenses, and utilities.

Check out my full interview with Bob here.

How To Earn Money In Other Ways

Consider making a compensation claim to make money if you have a disability

Have you explored whether you are entitled to compensation? A lot of disabled people are eligible for a compensation payout and they don’t realize it. There are a number of reasons why you could need a disability lawyer, and you will find out more about this at

For example, how did you end up suffering from the disability you have? If you were not born with your disability and it occurred because of an accident, you may be entitled to a payout so long as the accident was not your fault. From road traffic incidents to accidents in the workplace, there are many different scenarios that can lead to someone suffering a severe injury.

If you have been involved in such an incident and it happened because someone else acted negligently or made a mistake, there is an extremely high chance that you will be entitled to compensation. You will not only receive a payout for the pain and suffering you have experienced, but also for any costs you incurred because of your injuries, for example, loss of income and the cost of counseling.

Another scenario whereby you may be entitled to compensation is if you feel you have been discriminated against because of your disability. For instance, you may feel that you were wrongly sacked from your job? If this is the case, it is worth getting in touch with a specialist disability lawyer as soon as possible so that you can explore your options in further detail.

You can make money by being part of an online jury

In this post on side hustles, we discussed 10 different ways you can make extra money. One of the more unique ways was by participating in an online jury.

Check out the details of this interesting money-making opportunity:

How would you like to help prepare lawyers for trial? Well, you can play the part of jury online via sites like Online Verdict, where the lawyer "tries" the case in a mock trial.

Earn extra money with your selfies

Yes, people like Kim Kardashian make money taking selfies. Everyone knows that.

But, what about you? How would you like to earn easy money simply by taking pictures of what you wear? Turns on you can.

As DailyWorth explains, it's not that difficult to get started:

If you’re feeling your look and want to document it with a selfie, you can upload it to Stylinity and tag your clothes. When people buy the clothes you’re wearing, you get rewards points that can be redeemed for cash or products.

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    Having a disability should never stop you from making money. And you proove that all to well in yourt article

  • John Lewis says:

    I newly found myself in this situation, and it was brutal trying to make money from home. For anyone trying to make money, I can’t recommend the freelancer option enough that you mention. It was the one thing that got the money coming in fast and reliably.

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